HDFC Bank hikes FD interest rate: Check latest fixed deposit rates effective March 6, 2026

After a series of rate cuts, there is some good news for new HDFC Bank fixed deposit (FD) investors as the lender has increased the interest rate on a tenure (on amounts below Rs 3 crore). The revised FD rates of HDFC Bank are effective from March 6, 2026, as per a statement available on HDFC Bank’s website.

Earlier, the bank revised fixed deposit interest in December 2025, when it had cut rates on some of its tenures.
After the interest rate revision, HDFC Bank has been offering FD interest rates from 2.75% and 6.50% to general customers from 3.25% and 7% to senior citizens.


Earlier, the bank had been offering FD interest rates from 2.75% and 6.45% to general citizens from 3.25% to 6.95% to senior citizens for tenure between 7 days and 10 years.

Also read: Highest FD interest rate: Senior citizens can get up to 8.10% rate on 5-year fixed deposit scheme here

On which tenure has HDFC Bank increased FD interest rate?

HDFC Bank has increased FD interest rate by 10 basis points (bps) from 6.40% to 6.50% on tenure of 3 years 1 day to less than 4 years 7 months. For the same tenure of senior citizens FD, HDFC Bank has also increased the interest rate from 6.90% to 7%.

Latest HDFC Bank FD interest rates

Tenor Bucket	< 3 Crore
	Interest Rate (per annum)	**Senior Citizen Rates (per annum)
7 - 14 days	2.75%	3.25%
15-29 days	2.75%	3.25%
30-45 days	3.25%	3.75%
46-60 days	4.25%	4.75%
61-89 days	4.25%	4.75%
90 days <= 6 months	4.25%	4.75%
6 months 1 day <=9 months	5.50%	6.00%
9 months 1 day to < 1 Year	5.75%	6.25%
1 Year to < 15 months	6.25%	6.75%
15 months to < 18 months	6.35%	6.85%
18 months to < 21 months	6.45%	6.95%
21 months to 2 years	6.45%	6.95%
2 Years 1 day to < 2 Year 11 Months	6.45%	6.95%
2 Years 11 Months (35 months)	6.45%	6.95%
2 Years 11 Months 1 day <= 3 Year	6.45%	6.95%
3 Years 1 day to < 4 Years 7 Months	6.50%	7.00%
4 Year 7 Months (55 months)	6.40%	6.90%
4 Year 7 Months 1 day <=5 Years	6.40%	6.90%
5 Years 1 day to 10 Years	6.15%	6.65%

Source HDFC Bank website.

HDFC Bank locker charges

HDFC Bank is set to revise its safe deposit locker rental structure, introducing a new ‘Metro Plus’ category and increasing annual charges across locker sizes. The updated rates will come into effect from April 1, 2026.

Also read: HDFC Bank hikes locker rentals by up to 184%, introduces ‘Metro Plus’ category from April 1, 2026; Check new rates

HDFC Bank RD interest rates

Period	Interest Rate (per annum)	**Senior Citizen Rates (per annum)	Effective From
6 Months	4.25%	4.75%	10-Jun-25
9 Months	5.50%	6.00%	10-Jun-25
12 Months	6.25%	6.75%	10-Jun-25
15 Months	6.35%	6.85%	25-Jun-25
18 Months	6.45%	6.95%	17-Dec-25
21 Months	6.45%	6.95%	10-Jun-25
24 Months	6.45%	6.95%	10-Jun-25
27 Months	6.45%	6.95%	10-Jun-25
30 Months	6.45%	6.95%	10-Jun-25
33 Months	6.45%	6.95%	10-Jun-25
36 Months	6.45%	6.95%	10-Jun-25
39 Months	6.50%	7.00%	6-Mar-26
42 Months	6.50%	7.00%	6-Mar-26
45 Months	6.50%	7.00%	6-Mar-26
48 Months	6.50%	7.00%	6-Mar-26
51 Months	6.50%	7.00%	6-Mar-26
54 Months	6.50%	7.00%	6-Mar-26
57 Months	6.40%	6.90%	10-Jun-25
60 Months	6.40%	6.90%	10-Jun-25
63 Months	6.15%	6.65%	10-Jun-25
66 Months	6.15%	6.65%	10-Jun-25
69 Months	6.15%	6.65%	10-Jun-25
72 Months	6.15%	6.65%	10-Jun-25
75 Months	6.15%	6.65%	10-Jun-25
78 Months	6.15%	6.65%	10-Jun-25
81 Months	6.15%	6.65%	10-Jun-25
84 Months	6.15%	6.65%	10-Jun-25
87 Months	6.15%	6.65%	10-Jun-25
90 Months	6.15%	6.65%	10-Jun-25
93 Months	6.15%	6.65%	10-Jun-25
96 Months	6.15%	6.65%	10-Jun-25
99 Months	6.15%	6.65%	10-Jun-25
102 Months	6.15%	6.65%	10-Jun-25
105 Months	6.15%	6.65%	10-Jun-25
108 Months	6.15%	6.65%	10-Jun-25
111 Months	6.15%	6.65%	10-Jun-25
114 Months	6.15%	6.65%	10-Jun-25
117 Months	6.15%	6.65%	10-Jun-25
120 Months	6.15%	6.65%	10-Jun-25