Get FD interest rate up to 8.05%: Check these special FD deadlines in 2025

Many banks offer special fixed deposits with higher interest rates for a limited period of time. Customers looking to lock their funds with higher interest rates can consider investing in these special deposits before the deadline. Banks offering special deposits to customers are SBI, Indian Bank, IDBI Bank and Punjab and Sindh Bank.

RD interest rate up to 7.75%: Comparison of SBI’s Har Ghar Lakhpati RD interest rates with interest rates on HDFC Bank, Canara Bank, ICICI, Yes Bank RDs

SBI special deposits

The State Bank of India (SBI) offers customers a variety of special fixed deposits and some of them with deadlines include SBI Amrit Kalash and SBI Amrit Vrishti.

Amrit Vrishti
The special tenor scheme of "444 days" offers a rate of interest of 7.25% for general citizens, while senior citizens are offered a rate of interest of 7.75%. The scheme will be effective till March 31, 2025.

SBI Amrit Kalash
The special tenor scheme of “400 days” offers a rate of interest of 7.10% for general citizens, for senior citizens it offers rate of interest of 7.60%. The scheme will be valid till March 31, 2025."

SBI offers 10 bps higher interest rate on super senior citizen FDs than senior citizens FDs; check banks with high interest rates

IDBI Bank
Utsav Callable FD is a special FD scheme with interest rates that vary depending on the maturity period. IDBI Bank's Utsav Callable Fixed Deposit now offers a new 555-day tenure, with an interest rate of 7.40% for regular citizens and 7.90% for senior citizens. It is available for investment until February 15, 2025. Additionally, the Utsav FD scheme has been extended until March 31, 2025, giving customers more time to invest in these high-yielding FDs.

Special Buckets	General/NRE/NRO	Senior Citizens
300 Days	7.05	7.55
375 Days	7.25	7.75
444 Days	7.35	7.85
555 Days	7.4	7.9
700 Days	7.2	7.7

Indian Bank
Indian Bank has extended the deadline for its special fixed deposit (FD) schemes, IND Supreme 300 Days and IND Super 400 Days, to March 31, 2025. These schemes offer interest rates of up to 8.05% for super senior citizens.

IND SUPER 400 DAYS -Rate of Interest (% p.a)
Rate of Interest (% p.a) w.e.f 03.10.2024
Public	7.30%
Senior Citizen	7.80%
Super Senior Citizen	8.05%

Category	Rate of Interest ( %p.a)
Public	7.05%
Senior Citizen	7.55%
Super Senior Citizen	7.80%

Punjab& Sind Bank
Special FD tenure with deadline
The special FD tenure of 222 days, 333 days, 444 days, 555 days (Callable), 555 days (Non - Callable), 777 days, 999 days ( Callable), 999 days (Non - Callable)* will be valid up to March 31, 2024. -2025.