Deadline to invest in these three banks special FDs with higher interest rates extended

The deadline to invest in special fixed deposits with higher interest rates of Indian Bank, Punjab and Sindh and IDBI Bank has been extended from September 30, 2024.

IDBI Bank special FD deadline

The last date to invest in Utsav FDs for special buckets tenures of 300 days, 375 days, 444 days and 700 days is now December 31, 2024.

To general citizens, the bank offers 7.05% on Utsav FDs maturing in 300 days. Meanwhile, senior citizens get 7.55% on Utsav FDs of 300 days.


Ujjivan Small Finance Bank hikes fixed deposit rate on this tenure by 50 bps

For Utsav FDs maturing in 375 days, the bank has increased by 10 bps from 7.15% to 7.25%. Senior citizens can earn 7.75% after a hike of 10 bps for Utsav FDs maturing in 375 days.

On 444 days tenure, the bank offers 7.35% for general citizens, 7.85% for senior citizens.

On 700 days tenure, the bank offers 7.20% for general citizens and 7.70% for senior citizens.

Special Buckets	General/NRE/NRO	Senior Citizens
300 Days	7.05	7.55
375 Days	7.25	7.75
444 Days	7.35	7.85
700 Days	7.2	7.7

General Terms and Conditions for UTSAV FD-

• Tenure of 300 Days not applicable for NRE Deposits.
• Premature withdrawal / closure permitted.
• Staff & Senior Citizen Rates are not applicable to NRO & NRE term Deposits.
• All other features of term deposit as well as terms and conditions shall remain unchanged and are applicable for the above scheme also.

Indian Bank special FD deadline

The last date to invest in Indian Bank special FD is November 30, 2024.

Indian Bank will now offer 7.05% interest rates to the general public, 7.55% to seniors, and 7.80% to super senior citizens on Ind Super 300 Days.

Extended upto 30.11.2024

Category	Rate of Interest ( %p.a)
Public	7.05 %
Senior Citizen	7.55 %
Super Senior Citizen	7.80 %

For 400 days, Indian Bank will now offer 7.25% interest rates to the general public, 7.75% to seniors, and 8.00% to super senior citizens.

According to the bank website, "Special Retail Term Deposit Product “IND SUPER 400 DAYS”, offering higher rate of interest for investment starting from Rs.10000 to less than *3 Crore for 400 days in the form of FD/MMD with callable options."

IND SUPER 400 DAYS -Rate of Interest (% p.a)
Rate of Interest (% p.a)
Public	7.25%
Senior Citizen	7.75%
Super Senior Citizen	8.00%

Punjab & Sind special FD

The special FD duration of 222 days offers a higher interest rate of 6.30%. The bank provides 7.15% on special deposits with a duration of 333 days. On tenure of 444 days, the bank offers 7.25% for general citizens. Punjab and Sindh's limited-time special deposits deadline is extended to October 31, 2024.