Bank of Baroda hikes FD interest rate to up to 6.85%: Check latest rates for general, senior and super senior citizens

Bank of Baroda has increased the interest rate on its 555-day special deposit (FD) scheme by 10 basis points (bps), helping depositors earn more interest. The revised Bank of Baroda FD interest rate came into effect on November 12, 2026.

Bank of Baroda is among several lenders, including Indian Overseas Bank, HDFC Bank, ICICI Bank and Kotak Mahindra Bank, that have revised their FD interest rates in November this year.

Following the revision, Bank of Baroda is offering a maximum FD interest rate of 6.85% to general citizens, 7.35% to senior citizens and 7.45% to super senior citizens on the 555-day FD, known as the bob GOlden Goal deposit Scheme (555 days). Earlier, the bank offered a 6.75% rate on the same tenure to the general public.


Also read: Indian Overseas Bank revises FD interest rates: 6.75% rate on 444-day deposits, rate cut on 180–269 day FDs

Latest Bank of Baroda FD interest rates

After the rate revision, the bank offers FD interest rates between 3.5% and 6.85% on tenures ranging from 7 days to 10 years. After 6.85%, the second highest FD rate offered by the bank is 6.45% on the 444-day FD.

Tenors	Residents / General Public
7 days to 14 days	3.5
15 days to 45 days	3.5
46 days to 90 days	5
91 days to 180 days	5
181 days to 210 days	5.5
211 days to 270 days	5.75
271 days & above and less than 1 year	6
1 year	6.25
Above 1 year to 400 days	6.25
Above 400 days and upto 2 Years (except 444 and 555 Days)	6.25
Above 2 Years and upto 3 Years	6.25
Above 3 Years and upto 5 Years	6.3
Above 5 Years and upto 10 Years	6
Above 10 years (MACAD	5.5
only)
bob Square Drive Deposit Scheme (444 Days)	6.45
bob Golden Goal deposit Scheme (555 Days)	6.85

Latest Bank of Baroda senior citizens FD interest rates

After revision the bank offers FD interest rates between 4% and 7.35% on tenures ranging from 7 days to 10 years. The highest FD interest rate of 7.35% is offered on 555 days tenure. Earlier, the bank offered a 7.25% rate on the same tenure.

Tenors	Resident Indian Sr. Citizen
7 days to 14 days	4.00*
15 days to 45 days	4.00*
46 days to 90 days	5.50*
91 days to 180 days	5.50*
181 days to 210 days	6.00*
211 days to 270 days	6.25*
271 days & above and less than 1 year	6.50*
1 year	6.75*
Above 1 year to 400 days	6.75*
Above 400 days and upto 2 Years (except 444 and 555 Days)	6.75*
Above 2 Years and upto 3 Years	6.75*
Above 3 Years and upto 5 Years	6.90 #
Above 5 Years and upto 10 Years	7.00**
Above 10 years (MACAD	6.00*
only)
bob Square Drive Deposit Scheme (444 Days)	6.95*
bob Golden Goal deposit Scheme (555 Days)	7.35*