Travelling abroad? 5 reasons why you must have travel insurance
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What does travel insurance really cover?
A good travel insurance policy protects against medical emergencies, lost baggage, trip delays, and in some plans, even visa rejections.
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Medical bills abroad can cost you a lot
Hospitalization overseas can cost several lakhs. Most travel insurance policies cover treatment, hospitalization, and even medical evacuation, thereby preventing your savings from being wiped out.
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Compensation for lost baggage
From clothes to essentials, travel insurance compensates if airlines misplace or delay your bags. It ensures you’re not left stranded without basic necessities abroad.
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Trip cancellations & visa rejections
Comprehensive travel insurance plans may refund prepaid costs like tickets and hotels if your trip is cancelled due to emergencies. Some insurers also offer add-ons that cover visa rejection, provided all documents were valid.
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Mandatory in some countries
Countries like Schengen states and the UAE require travel insurance for entry. Even when not compulsory, it’s strongly recommended, making it a must-have for any international traveler.