Ayushman Bharat health insurance for senior citizens above 70: What are the eligibility criteria under this scheme?

“All senior citizens aged 70 or above, regardless of economic status, are eligible for free medical treatment up to Rs 5 lakh under this scheme. Approximately 6 crore senior citizens, belonging to around 4.5 crore families, are aged 70 or above in India,” as per FAQs on the National Health Authority website on PMJAY for 70+.
Look at other important FAQs on the NHA website on PMJAY for 70+.

Yes, Aadhaar-based e-KYC is mandatory for the enrolment and issuance of Ayushman cards for eligible senior citizens.

Aadhaar is the only document needed for enrolment in the AB PMJAY Senior Citizen Scheme.

The only eligibility criterion is that the individual must be aged 70 years or above, as determined by the age recorded in their Aadhaar card, regardless of economic status.

No, separate enrolments aren’t needed. After enrolling the first family member aged 70 or above, you can add other family members aged 70 or above under the scheme using the “Add Member” feature on our enrolment portal.

Yes, beneficiaries can begin accessing treatment from the first day of enrolment. There is no waiting period for any disease or treatment, so coverage starts immediately.

Yes, your father is eligible for the additional top-up benefit. However, he will need to redo his Aadhaar eKYC.

Yes, you are eligible. However, as per government rules, citizens who benefit from any other government health scheme must choose either their existing scheme benefits or those under AB PM-JAY. This means if you have CGHS, you must choose between CGHS and Ayushman Bharat PM-JAY, as benefits from both schemes cannot be availed simultaneously.

No, once your parents choose the AB PM-JAY scheme and surrender their existing government health insurance, they cannot switch back. This is a one-time option and cannot be reversed.