Ayushman Bharat health insurance cover for senior citizens above 70 years: Find eligible Ayushman Bharat hospital list near you

The Union Cabinet took a huge step forward by approving the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) to be expanded further to all senior citizens, regardless of income, who are 70 years of age or older will be covered by health insurance under this decision.

What is Ayushman Bharat

Ayushman Bharat is a health project aimed at ensuring universal health coverage, particularly among rural and vulnerable communities. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is the world’s largest publicly funded health assurance scheme. It provides health coverage of up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalisation.

Rs 5 lakh health insurance under Ayushman Bharat for senior citizens above 70 years: Who is eligible, benefits, how to apply

Ayushman Bharat: How to find list of hospital eligible in your state

To find the list of hospitals that are eligible for Ayushman Bharat in your state, you can do the following:
Step 1: Go to the official Ayushman Bharat website, pmjay.gov.in
Step 2: Click on Find Hospital in the top menu
Step 3: Select your state and district
Step 3: Choose the type of hospital you're looking for
Step 4: Search for hospitals
Step 5: Choose Hospital Type (Specify whether you're looking for a government or private hospital.)
Step 6: Enter the captcha code displayed on the screen.
Step 7: Click 'Submit' to view the list of registered hospitals in your area.
You can also sort the hospitals by specialty or treatment requirements. Hospitals on the Ayushman Bharat list are enrolled in the initiative and provide cashless treatment to eligible beneficiaries.

You can also apply for a PMJAY card through your nearest empaneled hospital or Ayushman Mitra. You will need to carry identity documents, such as your Aadhaar card.

How to check eligibility for Ayushman Bharat health insurance

Step1: Go to the Eligibility Section and select the 'Am I Eligible' option on the webpage.
Step 2: Enter your mobile number and wait for the OTP.
Step 3: After entering the OTP, select your state and input your ration card number.
Step 4: To verify your eligibility, click 'Submit' to see if you qualify for the scheme.

Key new developments, according to the PIB release dated September 12, 2024

New Distinct Card: Eligible senior citizens aged 70 and above will receive a new, distinct card under the AB PM-JAY scheme
Top-Up Coverage: Senior citizens within families already covered by AB PM-JAY will receive an additional top-up cover of up to Rs 5 lakh per year. This top-up will be for them, and they will not have to share it with other family members under the age of 70.
Family Coverage: Senior citizens who are not part of an existing AB PM-JAY family coverage will be provided with a cover of up to Rs 5 lakh per year on a family basis
Choice of Schemes: Senior citizens who are already benefiting from other public health insurance schemes like the Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) have the option to either continue with their current scheme or opt for AB PM-JAY
Eligibility with Private Insurance: Senior citizens who are covered by private health insurance policies or the Employees’ State Insurance scheme are also eligible to benefit from AB PM-JAY.