Health insurance for newborn child: 5 things to know

1.Newborns can either be covered through maternity health insurance plan or family floater insurance plan.
2.Maternity cover is helpful to cover the newborn once he or she is born and they cover the necessary medical treatments and vaccinations.
3.A child born within the policy tenure can be added to an existing family floater plan once he or she has completed 90 days.
4.A newborn cannot be covered under an individual health insurance policy as it is meant to cover a single individual.
5.Certain insurance companies provide coverage for newborn children as an extension of the family health insurance cover, without any costs whereas others may levy an additional cost.


Content on this page is courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.