Health cover for only vector-borne diseases

MUMBAI: With India seeing a high incidence of diseases spread by mosquitoes, Bajaj Allianz General Insurance has launched a health cover that is specifically targeted at seven vector borne diseases — dengue, malaria, chikungunya, Kala Azar, Japanese encephalitis, filariasis and Zika virus.

While the focus is on mosquito-borne diseases, the policy also covers major infections spread by all types of vectors such as fleas, flies, sand flies and other insects. It offers various coverage options that range between Rs 10,000 and Rs 1,00,000 for a premium from Rs 160 to Rs 3,000.

A unique feature of this cover is that it remains operative even during international travel. The insured can claim compensation if the infection takes place in 37 listed countries such as the US, entire Europe, New Zealand, Singapore, Malaysia, Japan, Canada, Dubai and Hong Kong.


“We have seen significant increase in the number of people falling ill due to these vector-borne diseases. This year in India, more than 3 lakh cases of malaria and 80,000 cases of dengue were reported,” said Bajaj Allianz General Insurance MD & CEO Tapan Singhel. The cover can be opted for both individual and family. The family floater policy offers coverage for up to six members, which can include one’s parents, spouse and children.