Are you financially prepared to face a medical emergency?

Are you financially prepared? Take this quiz to find out if you are ready to fund a medical exigency.

1. How old are you?
A. Less than 20 years
B. 21-35 years
C. 36-50 years
D. More than 50 years

2. What is your current family status?
A. Single
B. Married, no dependants
C. Married, with dependants
D. Retired

3. Do you have a family history of heart attack, cancer, stroke, etc.?
A. No
B. Yes

4. Do you have a basic health insurance (indemnity) plan?
A. Yes B. No

5. Are you the only earning member in the family?
A. No
B. Yes
6. Is it enough to have a basic health plan with a high sum assured?
A. No
B. Yes

7. How would you pay for the treatment of a critical illness?
A. I have a critical illness plan.
B. I have kept aside a substantial sum for this.
C. I will borrow from friends/family or sell my assets.
D. I have no idea.


Also Read: Medical inflation, lifestyle diseases make critical illness insurance a must: Here's how to buy it

Scoring
Give yourself the following points for question number 1, 2 & 7
A. 4
B. 3
C. 2
D. 1

Give yourself the following points for question number 3, 4, 5, 6
A. 3
B. 2

What your score means
Less than 14
You must immediately consider buying a basic, adequate health plan as well as a critical illness plan to be better prepared.

15-19
You need to assess your financial situation well and start planning for unexpected medical emergencies.

More than 20
You seem to be well prepared in case critical illness strikes. If you do not have a separate critical illness plan, consider buying one.