5 types of home insurance in India

1.Home structure insurance covers the permanent structure of the house, including kitchen, bathroom fittings and roof, from any kinds of dangers and risks.

2.Contents insurance covers the contents inside the house, such as documents, electronics, and jewellery, from damages and loss owing to theft, fire,flood, etc.

3.Fire insurance gives you coverage against fire, and covers both structure and contents. Incidents like natural calamities and accidents are covered under a fire insurance policy.


4.Theft insurance covers any damages you might incur because of robbery. It compensates you for stolen goods and valuables, as far as the insurer can ascertain their value.

5.Landlords insurance is a special type of home insurance policy that covers home owners against financial losses they might incur with rental properties.

Content on this page is courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.