Your credit card has these perks, but are you using them?

Many credit cards offer complimentary domestic and international airport lounge access. You can enjoy free snacks, beverages, Wi-Fi, and comfortable seating while you wait for your flight. Frequent flyers can save thousands every year without spending extra.

Several credit cards provide 24×7 roadside assistance, including towing, tyre replacement, jump-starting your battery, and fuel delivery. This benefit can be a lifesaver during emergencies, especially on long drives.

Some cards automatically insure your purchases against theft, loss, or accidental damage for a limited period. This protection means your new gadget or appliance is covered without paying extra for insurance.

Certain credit cards extend the manufacturer’s warranty on electronics and appliances. This added coverage can save you money on repairs or replacements long after the standard warranty expires.

Premium credit cards often provide concierge services to help with travel bookings, event tickets, restaurant reservations, and more. It’s like having a personal assistant at no additional charge.