How to check your credit score: A step-by-step guide
By Lavanya Mallidi, ET Online |
1/5
Why is your CIBIL score important?
Your CIBIL score is a three-digit number that reflects your creditworthiness. A high score improves your chances of getting loans and credit cards approved. Lenders often use it to decide whether to offer you credit and on what terms.
2/5
Visit the official CIBIL website
Go to the official CIBIL website and click on the option to get your CIBIL score. This is the first step to start the process and ensure you are checking your score from the right source.
3/5
Fill in your details
Enter your personal details such as name, date of birth, email address, mobile number, and PAN. Providing accurate information ensures the report matches your credit records.
Amazon Top Deals
POWERED BY
4/5
Verify your identity
You will be asked questions related to your loans and credit cards for verification. Once answered, an OTP will be sent to your registered mobile number or email ID to confirm your identity.
5/5
Access your CIBIL report
After verification, you will be able to see your CIBIL score and credit report online. This allows you to review your credit history and track your score for better financial planning.
