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Check two-year estimates on Price, Revenue & Earnings
| Open | 56.95 |
| High | 57.85 |
| Low | 56.48 |
| Prev Close | 56.95 |
| Volume | 82,80,013 |
| VWAP(₹) | 57.11 |
| PE Ratio(x) | 16.10 |
| EPS - TTM(₹) | 3.57 |
| MCap(₹ Cr.) | 11,149.24 |
| MCap Rank | 31 |
| PB Ratio(x) | 1.65 |
| Div Yield(%) | - |
| Face Value(₹) | 10.00 |
| 52W High(₹) | 68.00 |
| 52W Low(₹) | 41.32 |
| MCap/Sales | 1.42 |
| Beta(1 Month) | - |
| BV/Share(₹) | 34.58 |
Loan Book Growth - Beating 5 Yr CAGR
Ujjivan Small Finance Bank Ltd. reported a YoY increase of 26.67% in its advances, which is higher than its 5 yr CAGR of 19.52%. (Source: Standalone Financials)Profit Per Employee - Downtrend
Net profit per employee has been continuously declining over the last 3 years with a growth of -100.0% last year. (Source: Standalone Financials)Ujjivan SFB Share Price Update
Ujjivan Small Finance Bank Ltd. share price moved up by 0.78% from its previous close of Rs 56.95. Ujjivan Small Finance Bank Ltd. stock last traded price is 57.39
| Share Price | Value |
|---|---|
| Today/Current/Last | 57.39 |
| Previous Day | 56.95 |
Found Insights useful?
| 1 Day | 0.78% |
| 1 Month | 2.79% |
| 3 Months | 13.78% |
| 1 Year | 18.65% |
| 3 Years | 52.84% |
| 5 Years | 76.58% |
17 Analysts
| Ratings | Current | 1W Ago | 1M Ago | 3M Ago |
|---|---|---|---|---|
| Strong Buy | 11 | 11 | 11 | 10 |
| Buy | 6 | 6 | 6 | 7 |
| Hold | - | - | - | - |
| Sell | - | - | - | - |
| Strong Sell | - | - | - | - |
| # Analysts | 17 | 17 | 17 | 17 |
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|
| Total Income | 2,047.40 | 1,938.66 | 1,867.83 | 1,843.05 | 1,763.24 |
| Total Income Growth (%) | 5.61 | 3.79 | 1.34 | 4.53 | -3.12 |
| Provisions & Contingencies | 195.34 | 234.96 | 224.94 | 264.50 | 222.80 |
| Provisions & Contingencies Growth (%) | -16.86 | 4.45 | -14.96 | 18.72 | 48.03 |
| Profit after Tax (PAT) | 185.72 | 121.72 | 103.22 | 83.39 | 108.62 |
| PAT Growth (%) | 52.58 | 17.92 | 23.78 | -23.23 | -53.39 |
| Gross NPA (%) | 2.38 | 2.45 | 2.52 | 2.18 | 2.68 |
| Net NPA (%) | 0.57 | 0.67 | 0.70 | 0.49 | 0.56 |
| Net Profit Margin (%) | 9.07 | 6.28 | 5.53 | 4.52 | 6.16 |
| Basic EPS (₹) | 0.96 | 0.63 | 0.53 | 0.43 | 0.56 |
All figures in Rs Cr, unless mentioned otherwise
Profit Per Employee - Downtrend
Net profit per employee has been continuously declining over the last 3 years with a growth of -100.0% last year. (Source: Standalone Financials)| Annual | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Advances | 31,390.00 | 26,882.92 | 21,289.66 | 16,303.17 | 14,493.95 |
| Advances Growth (%) | 16.77 | 26.27 | 30.59 | 12.48 | 3.21 |
| Deposits | 37,630.48 | 31,462.16 | 25,537.68 | 18,292.22 | 13,135.77 |
| Deposits Growth (%) | 19.61 | 23.20 | 39.61 | 39.26 | 21.85 |
| Total Equity | 6,083.41 | 5,613.49 | 4,009.11 | 2,602.63 | 3,018.75 |
| Total Equity Growth (%) | 8.37 | 40.02 | 54.04 | -13.78 | 1.04 |
| Gross NPA (%) | 2.20 | 2.10 | 2.60 | 7.34 | 7.07 |
| Net NPA (%) | 0.50 | 0.30 | 0.04 | 0.61 | 2.93 |
| Capital Adequacy Ratios (%) | 23.10 | 24.69 | 25.81 | 18.99 | 26.44 |
| Contingent Liabilities | 73.09 | 144.91 | 95.00 | 137.23 | 40.56 |
All figures in Rs Cr, unless mentioned otherwise
Loan Book Growth - Beating 5 Yr CAGR
Ujjivan Small Finance Bank Ltd. reported a YoY increase of 26.67% in its advances, which is higher than its 5 yr CAGR of 19.52%. (Source: Standalone Financials)| Annual | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash flow from Operating Activities | 2,028.20 | 1,582.46 | 1,059.79 | 2,546.70 | 2,656.68 |
| Net Cash used in Investing Activities | -1,793.44 | -854.16 | -2,095.71 | -840.98 | -1,356.45 |
| Net Cash flow from Financing Activities | 398.24 | -518.73 | 1,186.43 | -1,483.76 | -705.52 |
| Net Cash Flow | 633.00 | 210.27 | 150.50 | 221.97 | 594.71 |
| Closing Cash & Cash Equivalent | 3,156.97 | 2,523.96 | 2,313.69 | 2,155.47 | 1,933.50 |
| Closing Cash & Cash Equivalent Growth (%) | 25.08 | 9.09 | 7.34 | 11.48 | 44.42 |
All figures in Rs Cr, unless mentioned otherwise
Increase in Cash from Investing
Company has used Rs 2480.67 cr for investing activities which is an YoY increase of 38.32%. (Source: Standalone Financials)| Annual | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Return on Equity (%) | 11.93 | 22.82 | 27.43 | -15.92 | 0.27 |
| Return on Assets (%) | 1.52 | 3.17 | 3.30 | -1.75 | 0.04 |
| Cost to Income (%) | 62.31 | 54.31 | 54.82 | 71.70 | 60.31 |
| Interest income to Earning assets (%) | 13.32 | 14.04 | 12.50 | 11.91 | 13.76 |
| Interest Expense to Earning assets (%) | 5.69 | 5.61 | 4.40 | 4.40 | 5.28 |
| Price to Earnings (x) | 9.17 | 6.68 | 4.50 | -6.17 | 666.67 |
| Price to Book (x) | 1.09 | 1.52 | 1.23 | 0.98 | 1.75 |
| Price to Sales (x) | 1.05 | 1.51 | 1.19 | 0.91 | 1.88 |
| Operating Profit Margin (%) | 16.19 | 30.53 | 33.46 | -19.86 | 0.40 |
Found Financials useful?
No Data Available
Global Meltdown1st Jan 2008 to 10th Nov 2008
Covid Crisis1st Feb 2020 to 31st Mar 2020
| R1 | - | Pivot - | S1 | - |
| R2 | - | S2 | - | |
| R3 | - | S3 | - |
| 5 Days | 14 Days | 28 Days |
| - | - | - |
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MF Ownership as on 31 May 2026
195.69
Amount Invested (in Cr.)
1.1%
% of AUM
8.94
% Change (MoM basis)
153.18
Amount Invested (in Cr.)
1.15%
% of AUM
0.00
% Change (MoM basis)
146.99
Amount Invested (in Cr.)
1.6848836%
% of AUM
0.00
% Change (MoM basis)
Board Meeting
Audited Results
Apr 28, 2026
General Meeting
-
Jan 28, 2026
Board Meeting
Quarterly Results
Jan 07, 2026
| Announced on | Meeting on |
| Apr 28, 2026 | May 08, 2026 |
| Audited Results | |
| Jan 07, 2026 | Jan 22, 2026 |
| Quarterly Results | |
| Oct 06, 2025 | Oct 17, 2025 |
| Quarterly Results | |
| Jul 04, 2025 | Jul 24, 2025 |
| Quarterly Results | |
| Mar 26, 2025 | Apr 30, 2025 |
| Audited Results | |
| Announced on | Ex-Date | Dividend% |
| May 21, 2024 | Jul 12, 2024 | 15% |
| May 11, 2023 | Jul 14, 2023 | 5% |
| Feb 14, 2023 | Mar 01, 2023 | 7% |
No Data Available
No Data Available
No Data Available
| Announced on | Meeting on |
| Jan 28, 2026 | Mar 01, 2026 |
| - | |
| Jun 04, 2025 | Jun 27, 2025 |
| - | |
| Mar 07, 2025 | Mar 28, 2025 |
| - | |
| May 21, 2024 | Jul 26, 2024 |
| - | |
| Sep 25, 2023 | Nov 03, 2023 |
| - | |
Ujjivan Small Finance Bank Ltd., incorporated in the year 2016, is a banking company (having a market cap of Rs 11,149.24 Crore).
Industry
Key Indices Listed On
BSE 250 SmallCap Index, BSE SmallCap, BSE Financial Services, BSE 400 MidSmallCap Index, BSE AllCap
Address
Grape Garden,No. 27, 3rd �A� Cross,Bengaluru, Karnataka - 560095
Banavar Anantharamaiah Prabhakar
Part Time Chairman & Independent DirectorSanjeev Nautiyal
Managing Director & CEOCarol Kripanayana Furtado
Whole Time Executive DirectorAnita Ramachandran
Independent DirectorDATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).
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