Paisabazaar launches corporate bonds and FDs for retail investors

Paisabazaar, the digital loan and credit card platform of PB Fintech, announced on Wednesday that it was facilitating investments in various instruments, including corporate bonds and fixed deposits, on its platform.

The Paisabazaar app will now enable users to compare and choose fixed deposits of multiple financial institutions and allow them to invest in bonds, starting at Rs 1,000, the company said in a statement.

The corporate bonds offered on the platform are powered by Grip Invest, a Securities and Exchange Board of India (Sebi)-regulated platform.


“With the launch of fixed income instruments, we are offering our consumers a comprehensive range of investment options, through simple and transparent digital processes,” said Santosh Agarwal, chief executive officer of the company.

Paisabazaar said that while introducing these products, it will continue to scale its unsecured lending business and strengthen its secured lending portfolio.

The product diversification comes at a time when fintech companies are grappling with a slowdown in the unsecured lending market. Paisabazaar, for instance, has reported a drop in the credit card business, issuing 517,000 cards in FY25 against 583,000 the previous fiscal year, as ET reported in May.

PB Fintech, Paisabazaar’s parent, reported a net profit of Rs 82 crore in the quarter ended June 2025, up 50% from the figure a year ago, against a 33% rise in consolidated operating revenue at Rs 1,348 crore.

Paisabazaar plans to service its fixed deposits through Bajaj Finance, Suryoday Bank, Shivalik SF Bank, Slice SF Bank, Utkarsh SF Bank, Shriram Finance, and South Indian Bank.