100 million reasons why startups need to speak local lingo
Digital payment companies, banks and consumer internet startups are all starting to offer regional languages to connect better with consumers.

Digital payment companies, banks and consumer internet startups are all starting to offer regional languages to connect better with consumers.
Hindi, Bengali, Tamil and Telugu are being widely adopted, companies say. They are offering products in these languages to enter tier-II locations and beyond.
“We are present in 12 languages, with Hindi and Tamil being the most popular ones; we feel it has helped consumers connect with the app better and adopt it faster,” said Praveena Rai, chief operating officer of National Payments Corporation of India, which manages the BHIM app.
The country’s largest payments application, Paytm, is also available in 10 languages and the company claims regional language adoption has jumped four times over the last two years since it introduced non-English languages as part of the app. Paytm is most widely used in Hindi, followed by Telugu, the company said.

Regional languages may be the easier way to connect, but for companies, developing these capabilities is no easy task. Quality content is still a problem and curating them is even more difficult, industry insiders say.
Deepak Sharma, who heads digital initiatives at Kotak Mahindra Bank, said that while chat bots can be made to pick up multiple languages, multi-lingual keyboards are not that ubiquitous.
“Thus, we see voice as the pre-dominant multi-lingual medium. The Keya voicebot uses an advanced natural language understanding engine with translation capability,” he said. Keya is the bank’s voice bot offering.
There is also need for more data in local languages, which can make the AI-bots smarter. But, the availability of such data is still a challenge, industry experts say.
Business-to-consumer startup Niki.ai offers an app that allows users to pay utility bills and book tickets in multiple languages through a virtual agent.
The Economic Times Business News App for the Latest News in Business, Sensex, Stock Market Updates & More.