Per Annum records over 400% growth in AUM; eyes next phase with 5X workforce expansion

Per Annum, a technology-led wealth platform, on Monday announced that in the last twelve months, they grew their Assets Under Management from approximately Rs 360 crore to over Rs 1,400 crore, a growth of more than 400 percent. This growth was built through a period of genuine industry stress, where the platforms that survived were the ones that adapted quickly, stayed compliant, and gave their investors reasons to trust them again.

The Rs 1,400 crore figure today breaks into two distinct streams. Approximately Rs 670 crore sits in P2P lending, Per Annum's original business, where the company has rebuilt lender confidence through disciplined risk management and transparent portfolio performance. The remaining Rs 740 crore has come through Estates, Per Annum's Fractional Real Estate platform launched in early 2025, which has grown faster than most in the company expected and has significantly broadened the investor profile the platform serves.

The investor base has grown alongside the AUM. Per Annum now has more than 5.4 lakh registered investors and a distribution network of over 1,400 channel partners across India.


The company is planning to expand its workforce from approximately 100 employees to over 500 over the next twelve months, a five-fold increase across business development, technology, operations, risk, compliance, and customer engagement. Each of those functions is carrying a workload today that was manageable at Rs 360 crore in AUM and is becoming stretched at Rs 1,400 crore. To reach the next milestone, the team needs to grow.

Physical presence is expanding alongside it. Per Annum will open four new offices in Pune, Chennai, Hyderabad, and Indore, adding to its existing operations across Gujarat, Bengaluru, Delhi, and Mumbai. The company has been active in several of these markets already, working through its partner network and digital channels, but formalising a presence matters in the alternative investment business. Investors and distribution partners in a city like Chennai or Hyderabad want to know there is a team they can meet, not just a phone number and a portal. The new offices are as much about accountability and relationship-building as they are about operations.