Thailand eyes a new rule that could change your travel plans

Thailand is planning to introduce compulsory health insurance for tourists as it looks to reduce unpaid medical bills and strengthen healthcare coverage for foreign visitors, Public Health Minister Pattana Promphat said on Friday.

The proposal aims to address the rising cost burden on the country’s healthcare system caused by foreign nationals who are unable to pay for treatment, according to a report by Nation Thailand. The plan will apply to tourists, workers and short-term visitors entering Thailand.

The minister said foreign visitors who do not have insurance can become a financial strain on the system. He said, “Foreigners entering Thailand — whether for tourism, work or short cross-border visits — could become a major economic burden if they were unable to pay for medical treatment.” He added that insurance coverage could help bridge this gap and reduce costs.

Premiums under review, focus on affordable coverage

Under the proposal, insurance premiums are still under review. The government said the pricing will not be set at a level that creates a heavy burden for travellers, according to Nation Thailand report. The focus is to ensure basic protection and improve confidence in accessing medical care during their stay.

The move is also linked to broader efforts to improve healthcare systems and support foreign investment. Pattana said improving efficiency and support systems, including drug and medical equipment security, remains a priority.

On unpaid hospital bills, the minister said authorities are reviewing policy measures by building on the strength of Thailand’s healthcare system. He said, “Thailand’s healthcare system is better than that of many neighbouring countries and is transparent and ready to provide care.”

The government is also working to address challenges in border areas, including access to healthcare for people awaiting nationality or legal status verification. Officials have been asked to ensure budget allocation and maintain healthcare rights under existing schemes.

Thailand is also positioning itself for a larger role in cross-border healthcare. Pattana said the country is ready to support vulnerable populations regardless of nationality and noted that discussions with other countries are expected at an upcoming meeting in Geneva.

Separately, the ministry is working on policies to support elderly care, including volunteer nursing services and potential expansion of care centres with private sector participation.