How NRIs can transfer money using UPI

Non-Resident Indians (NRIs) can now enjoy a significantly faster money transfer process to India compared to traditional wire transfer methods.

The National Payments Corporation of India (NPCI) has now extended UPI services to NRIs who hold Non-Resident External (NRE) or Non-Resident External (NRO) accounts.

This expansion enables NRIs to perform instant transactions from their smartphones through UPI linked to their international mobile numbers.

How to Link your International Mobile Number to UPI?

1. Link your international mobile number with your bank account.
   
2. Download a UPI-powered application that supports international mobile numbers and complete the onboarding process.
   

(Note: Transactions to be permitted, as per bank’s terms and conditions.)

List of countries whose mobile numbers can be linked

Sr No.	Country name	Code
1	Australia	+61
2	Canada	+1
3	France	+33
4	Hong Kong	+852
5	Oman	+968
6	Qatar	+974
7	Saudi Arabia	+966
8	Singapore	+65
9	United Arab Emirates	+971
10	United Kingdom	+44
11	United States of America	+1
12	Malaysia	+60

UPI-powered apps that support international mobile numbers:

1. Federal Bank (FedMobile)
2. ICICI Bank (iMobile)
3. IndusInd Bank (BHIM Indus Pay)
4. South Indian Bank (SIB Mirror+)
5. AU Small Finance Bank (BHIM AU)
6. BHIM
7. PhonePe

Banks that support linkage of international mobile numbers:

• Axis Bank
  
• Canara Bank
  
• City Union Bank
  
• DBS Bank Ltd
  
• Equitas Small Finance Bank
  
• Federal Bank
  
• HDFC Bank
  
• ICICI Bank
  
• IDFC First Bank
  
• IndusInd Bank
  
• Punjab National Bank
  
• South Indian Bank