'Silver or any fund in this volatile market?': Edelweiss’ Radhika Gupta shares five tips for investors chasing quick portfolio fixes

Is it the right time to invest amid market volatility? If you’re grappling with this question, Edelweiss Mutual Fund CEO and MD Radhika Gupta has some timely advice.

Taking to social media, Gupta said she is being approached by many friends, family, and others for investment tips but warned that there are no quick portfolio fixes.

"I have 30,000 to invest, should I buy silver? What fund do I buy? I am seeing a lot more friends, family, and folks in general reach out for advice on their portfolio in the last few months. It is probably because volatility is so high across asset classes, returns over the last year have been muted to negative for some, and noise and confusion prevails. The reality is: neither me, nor anyone else, can give you a quick fix for a portfolio. Investment advice requires time and context," she wrote in a post on X.




Sharing her thoughts on investing, she said, urged everyone to educate themshelves before investing. "Please educate yourself on the basics. Too many people want to buy funds, before learning basic finance. Diving before learning how to breathe," she added.

According to Radhika, everyone should make a personal investment statement. "Document your money situation and needs. Cover four things - 1) income and expenses, 2) current investments and liabilities, 3) goals and timelines, and 4) your thoughts on risk - losing money."

She also urged everyone to talk to a good personal finance professional - either MFD or investment advisor. "Take this document to them as a starting point. Talk to multiple folks if you want, and then find someone you are comfortable with."

However, you should not rush to make a financial monument, she added. "You don't need to have a direct stock portfolio, figure out whether to buy silver or find a PMS. All of this can wait till you find your feet."

Finally, Gupta reassured investors that mistakes are part of the journey. Even the global financial crisis of 2008, she pointed out, was triggered by errors made by highly intelligent professionals. Learning, adapting, and staying invested matter more than avoiding every misstep.

Summing it up, she said market corrections may be painful, but they are powerful teachers — lessons worth paying for if investors are willing to move forward wiser than before.