Gurgaon man says ₹10 crore is enough, claims little gap with the ultra rich like DMart founder Radhakishan Damani

A social media post by an X user, Gurjo Ahluwali, has gone viral with 1.5 million views, sparking discussion on wealth, lifestyle and priorities.

In the post, the user argued that beyond a certain level of financial security, estimated at around ₹8 to ₹10 crore along with a home and a car, the difference in quality of life between an average individual and billionaire investors such as Radhakishan Damani is minimal. Damani the founder of DMart, has an estimated net worth of about $28.2 billion as of October 2025, with wealth driven by his retail business and a roughly ₹2 lakh crore stock market portfolio.

Focus on time over money

The post emphasised that time, rather than money, is the true measure of wealth, noting that both billionaires and ordinary individuals have limited time. It suggested that in some cases, individuals may even have more time than high-profile investors, making them “richer” in that sense.


The user also highlighted that basic experiences such as eating simple food remain the same regardless of wealth, underscoring the idea that material excess does not significantly alter everyday life.

Advice on financial independence and lifestyle

The post encouraged people to aim for financial independence within the ₹8 to ₹10 crore range, while focusing on maintaining a balanced lifestyle. It stressed the importance of good food, regular exercise, adequate sleep and spending time with family and friends.

The message concluded by cautioning against unchecked greed, stating that recognising limits to material pursuits can lead to greater happiness.

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Reactions

“Even if you become financially independent, keep following your passion in terms of some work. It gives you one important thing, intellectual and deep satisfaction,” a user commented.

Another user wrote, “Very simplistic view. People with a certain mindset may change once ₹10 to ₹12 crore is achieved. The mental goalpost shifts to ₹100 to ₹120 crore after exposure to a higher lifestyle, from a ₹20 lakh car to a ₹1 crore car, and from business class travel to first class or chartered flights.”

A third user said, “There is truth in this, but it feels slightly simplified. After a point, money may not significantly change comfort, but it still affects flexibility. Time may be limited for everyone, but how freely it can be used depends on what one has built around it.”

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Another comment read, “Most people spend their 30s chasing a number that keeps moving. Having a clear finish line like ₹8 to ₹10 crore changes the approach. It shifts the focus from constantly earning more to defining what is enough.”

A further user noted, “If ₹8 to ₹10 crore remains unchanged over the next decade, one may find themselves at par with others who were earlier behind. It is therefore not just about greed, but about maintaining one’s standard of living. In that sense, ₹8 to ₹10 crore may not be sufficient for those aiming to sustain a millionaire-level lifestyle.”

Another user commented, “Greed may have no end. While ₹8 to ₹10 crore along with a home and good health can offer real freedom for many, for some the motivation to go further comes from building or creating impact rather than lifestyle alone. Still, the core message stands, do not compromise on health and family in pursuit of more that does not add everyday value.”

Another user remarked, “Love how the discussion skipped the middle class debate entirely and jumped straight to ₹10 crore versus ₹50 crore. At this pace, ₹100 crore could soon be seen as a basic survival benchmark. Just observing the debate unfold.”

Another user wrote, “This post misses a critical factor, leverage. Compared to investors like Damani, most individuals have limited leverage, which means earning each rupee requires significantly more time. For many, reaching ₹8 to ₹10 crore is not a short sprint but a multi-decade effort. Fixing a number assumes similar starting points and advantages, which may not apply to everyone.”