Gurgaon-based 25-year-old product manager spends ₹90K monthly without partying; here’s where it goes

Shivank Goel, a 25-year-old product manager, recently shared an honest snapshot of his monthly expenses on Instagram, shedding light on the cost of living for young professionals in urban India.

In the video, he explains, "Here’s how much money I spent in a month as a 25-year-old Product Manager living alone in Gurgaon. I live in a 2BHK and the rent is 18,000 Rs. Honestly a steal for this city. 2,000 Rs. for house help and 1,000 Rs. for electricity. Subscriptions, Wi-Fi, and my phone bill average out to 3,000 Rs. Commute and food? 0 Rs. because I survive on office meals and cabs. There’s a reason I romanticize my 9-5."

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A post shared by Shivank Goel (@thezeroquotient)

He further shares, "Groceries and protein powder were 5k. I also invest 20,000 Rs. in SIPs because I can’t be trusted with idle money in my account. Now, following is where things get... questionable. I went on a trip that cost 30,000 Rs. The trip was great. I was not when I saw the bank statement. And then there’s “Miscellaneous” which was 10k, which includes laundry, shopping, and random 2 AM Amazon orders. So, total wallet damage? 90,000 Rs. which is scary because I don’t go out, I don’t party, and have no expensive hobbies. But, I guess adulting in these big cities is just one long bill. See you next time."

The video was posted with the caption, "I tried to track my expenses…now I regret having awareness. Here’s how much I spent in this month as a product manager living alone in Gurgaon."

The post struck a chord with many viewers. One user commented, "This is exactly my life in Bangalore, minus the trip but same damage every month." Another added, "18k rent for a 2BHK is actually insane, you got lucky there."

Disclaimer: This article is based on a user-generated post on Instagram. ET.com has not independently verified the claims made in the post and does not vouch for their accuracy. The views expressed are those of the individual and do not necessarily reflect the views of ET.com. Reader discretion is advised.