Bengaluru techie says he invests Rs 15 lakh per month in equities but for his mother and netizens the 'math is not mathing'

Shobhit Bakliwal, the founder of Indusbit, has sparked a debate online on salaries and investments after he revealed that he invests ₹5 to 15 lakh every month. The Bengaluru-based founder did not reveal how much did he earned but said he invested Rs 5 to Rs 15 lakh per month, emphasising the contrast that how his mother reacted to different kinds of spending and “milestones”.

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The conversation took a sharper turn when entrepreneur Ravi Handa pointed out a viral claim about a tech professional in Bengaluru allegedly saving ₹15 lakh per month. However, when he spent ₹7 lakh on buying a car, his mother wanted him to do a pooja, treat his family, take pictures etc. The staggering figure quickly became a talking point, especially in the context of ongoing debates about job security and the rise of AI.


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Bengaluru techie clarifies

However, the original poster added an important clarification that grounded the discussion in reality. Responding to the buzz, they wrote, “I don't have that income, I had a lot in debt that I am turning to buy equities.”

AI not taking jobs

Entrepreneur Ravi Handa used the post to support his argument that AI is not taking jobs away. “Techie in Bangalore saves 15 lakhs a month. Let me repeat - A MONTH!!! And you said AI is taking away jobs,” Handa said in response to Bakliwal’s post.

Post this, Shobhit Bakliwal issued a clarification and explained he does not actually have a spare ₹15 lakh to invest every month. Instead, he has been changing his debt funds into equities.

“I don't have that income, I had a lot in debt that I am turning to buy equities,” the Bengaluru-based founder said.

Asked what kind of debt he had, Bakliwal replied, “Liquid funds”. Liquid funds are a type of very low-risk debt mutual fund where people park cash for safety and easy liquidity.

Social media reaction

"Not even kidding my thoughts were wow he’s investing 15L a month (maybe 20-30% of income) what a great business he’s running, said a netizen. "Makes sense, i am different i buy 15 L worth equities every month. I buy 3L worth at start of the week sell at end of the week. Repeat," commented another.

“Haha I get your point, but I think it’s less about the money and more about what it represents. Different generations just value things differently. You’re building wealth quietly; she’s celebrating life loudly,” an X user said.

“Buy gold. Mom will be over the moon,” another suggested.

“You can’t say ‘aaja meri index fund main baith jaa’,” one X user joked. “What is this extreme need for clickbaity likes and views? ruined this platform honestly. ₹5-15L monthly equity buyers are either doing it for an employer (i.e. not personal funds) or don't have time to do such timepass on Twitter,” a user said.

“And I buy 3-4 helicopters a month to get past Bangalore traffic. Source: Trust me bro,” another quipped.