Bengaluru techie couple spends Rs 1.7 lakh a month, Rs 60,000 rent, Rs 75,000 on travel...

A Bengaluru-based techie has shared a detailed breakdown of her and her husband's monthly expenses, explaining in an Instagram video how the couple spends approximately Rs 1.7 lakh each month, covering everything from rent and groceries to weekend plans and travel. Shubhi Khandelwal detailed where their money goes and how they manage their household budget.

According to Shubhi, rent and maintenance make up the largest fixed cost at around Rs 60,000 a month. This is followed by Rs 13,000 to Rs 14,000 spent on groceries, and Rs 8,000 on domestic help, covering a cook and maid.

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Weekend spending and travel form major chunk

The couple also sets aside roughly Rs 10,000 for weekend outings, alongside Rs 3,500 for petrol and cabs and around Rs 3,000 for shopping and other miscellaneous costs.

View this post on Instagram

A post shared by Shubhi Khandelwal (@shubhi.repo)

Travel emerged as their single largest variable expense, according to Shubhi. The couple spends close to Rs 9 lakh annually on trips together, which works out to about Rs 75,000 per month when averaged. Combined, these expenses bring their total monthly spending to roughly Rs 1.7 lakh. Speaking about their approach to money management, Shubhi said, "We track our expenses because knowing where your money goes helps you spend more intentionally. Spend on what matters to you without the guilt."

Here's a table of the monthly expenses mentioned:

Expense Category	Amount
Rent and maintenance	Rs 60,000
Groceries	Rs 13,000 – Rs 14,000
Cook and maid	Rs 8,000
Weekend outings	Rs 10,000
Petrol and cabs	Rs 3,500
Shopping and miscellaneous	Rs 3,000
Travel (Rs 9 lakh/year, averaged)	Rs 75,000
Total monthly expenses	~Rs 1.7 lakh

Rent, groceries and travel explained further

In the post's caption, Shubhi elaborated on several of these expenses. On the Rs 60,000 rent and maintenance figure, she noted that rental costs in Bengaluru fluctuate widely depending on the residential society, adding that even similar flats can be priced very differently across different parts of the city.

She also broke down their grocery spending, explaining that a large share of the Rs 13,000 to Rs 14,000 monthly bill goes toward high-protein foods. Items such as whey protein, Greek yogurt and paneer, she said, tend to add up quickly given their focus on high-protein essentials.

On the travel front, Shubhi clarified that the Rs 9 lakh annual figure is not an estimate but is based on actual spending tracked over the past two years, during which the couple has travelled together regularly and recorded their trip expenses, with the monthly average calculated from that data.

Tracking spending, not splitting bills

While the couple keeps a close eye on where their money goes, Shubhi clarified that this does not extend to tracking who owes whom. She wrote that although they track their expenses, they are not monitoring every rupee spent in order to settle individual dues between them.

Disclaimer: This report is based on user based content and for informational basis only. ET.com has not independently verified the number and readers are advised to use their discretion.