Bengaluru cost of living: 26-year-old couple breaks down monthly expenses of Rs 1.32 lakh, here's how much they spend on rent, food and SIPs

A 26-year-old couple from Bengaluru has sparked a discussion online after revealing their monthly budget, which includes expenses on everyday essentials as well as investments. According to their breakdown, their total monthly outgoings stand at Rs 1,32,250.

In a video shared on social media, the couple walked viewers through their spending on accommodation, groceries, electricity, commuting, fitness and other lifestyle requirements.

“Here's how much we spend in a month as a 26-year-old couple in Bangalore,” they said at the beginning of the video.

Bengaluru couple spends Rs 30,000 on monthly rent

The couple revealed that they stay in a semi-furnished flat and pay Rs 30,000 as rent every month. They also spend an additional Rs 4,000 on rented furniture and electronic appliances.

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A post shared by Mansi Patel (@24hoursofmansi)

Their monthly electricity bill is around Rs 2,500, while internet charges and subscriptions together cost Rs 4,750. Gym memberships for both partners add another Rs 4,000 to their expenses.

Groceries, food and commuting expenses

Travelling around the city accounts for another Rs 5,500 in their monthly budget.

The couple spends approximately Rs 10,000 on groceries and household supplies. Meanwhile, dining out and ordering food online cost them an additional Rs 2,500 every month.

Couple invests Rs 60,000 through SIPs every month

One of the biggest components of their monthly budget is their investment contribution. Despite managing several living expenses in an expensive city, the couple sets aside a significant amount for their financial goals.

“We're disciplined too, putting away a massive Rs 60,000 for SIPs,” they said.

Shopping and other miscellaneous purchases account for another Rs 9,000 to Rs 12,000 per month.

Couple's total monthly expenses touch Rs 1.32 lakh

Summarising their overall expenditure, the couple revealed that their monthly outgoings include both regular living costs and investments.

“The total damage this month, Rs 132,250 and if you exclude SIPs, Rs 73,000,” they added.

Talking about the rising cost of living in Bengaluru, they shared a sentiment that many young professionals living in metropolitan cities may relate to. “The expenses were high but so is Bangalore. Adulting here is not cheap at all.”

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