Wells Fargo and all major banks closing on this day for 24 hours - what's the reason and what you need to track?

Wells Fargo banks closing: Customers of major US banks should plan ahead, as Bank of America and Wells Fargo will close all their branches on Monday, October 13, in observance of Columbus Day, as per a report.

Bank of America and Wells Fargo to close on Columbus Day 2025

The federal holiday, observed on the second Monday of October, was established in 1968 to commemorate Christopher Columbus’ arrival in the Americas, as per a HT report.

Why October 13 is a federal holiday

In some states and cities, the day is also recognized as Indigenous Peoples’ Day, according to the report.


Along with bank closures, many federal services will be paused, including courts, post offices, libraries, and public schools, as reported by HT.

Federal employees will have a paid day off, and mail delivery will not take place, as per the report. While grocery stores, liquor shops, and other local businesses may remain open, customers are advised to double-check hours in their area, as reported by HT.

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What customers should know about ATMs and digital wallet use

Bank of America and Wells Fargo customers can still access ATMs during the closure, as per the report. Wells Fargo clients, in particular, can check balances, make deposits, withdraw cash, and transfer funds at ATMs.

Digital wallet cards are accepted at Wells Fargo ATMs, but debit cards must be linked to services like Apple Pay or Google Pay to work contactlessly, according to the HT report.

Other major banks, including Capital One, Citibank, PNC Bank, and Santander, will also close on October 13.

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Which banks will remain open during Columbus Day closures

However, Chase Bank and Canadian TD Bank will continue to operate as usual, according to the report.

Next federal holiday after Columbus Day: Veterans Day 2025

This closure is part of the United States’ 11 official federal holidays observed each year. According to the Federal Reserve Bank System’s 2025 schedule, the next federal holiday after Columbus Day will be Veterans Day on November 11.

Customers are encouraged to plan transactions in advance to avoid any inconvenience due to these closures.

FAQs

Which banks are closing on Columbus Day?
Bank of America, Wells Fargo, Capital One, Citibank, PNC Bank, and Santander will close all branches, as per the HT report.

Can I still use an ATM on Columbus Day?
Yes, ATMs for Bank of America and Wells Fargo will remain available for deposits, withdrawals, and transfers,as per the HT report.