Texas judge rejects Joe Biden's student loan relief plan, calls it 'unconstitutional'

President Joe Biden's plan to cancel up to $20,000 in government loans held by tens of millions of borrowers has been ruled unlawful by a federal judge in Texas.

In his 26-page judgment, Judge Mark Pittman of the U.S. District Court for the Northern District of Texas declared that the programme was 'an illegal use of the legislative authority of Congress and must be revoked.'

The Donald Trump appointee added that this country is not dominated by a supreme executive with a pen and a phone.


The decision results from a lawsuit filed on October 10 by the ‘Job Creators Network’ on behalf of Alexander Taylor and Myra Brown, who are not qualified for Biden's programme yet have tens of thousands of dollars in student loans.

Since last month, when six states led by Republicans won injunctive relief after their governors challenged the federal government over what they claimed was an abuse of presidential power, the debt relief plan has been temporarily halted.

The Justice Department claims that one of the goals of the law is to make sure that federal loan borrowers are not put in a worse financial situation as a result of a national emergency.

The Biden administration has argued that the HEROES Act does authorize the Education Secretary to waive or adjust any statutory or regulatory provision relevant to the federal student loan programme.

The plan, according to the administration, will impact nearly 40 million people who have federal student loan debt over the next three decades, according to the Congressional Budget Office's estimate.

Related FAQs

1. Who will be impacted by the plan?
The plan, according to the administration, will impact nearly 40 million people who have federal student loan debt over the next three decades.

2. Who commenced the lawsuit?
The lawsuit was filed on October 10 by the ‘Job Creators Network’ on behalf of Alexander Taylor and Myra Brown.