Holiday today, October 12: Are banks closed today, and is the stock market open on Columbus Day 2026? Full list of what's open and closed

Columbus Day 2026: What’s Open and Closed on Monday, Oct. 12 - U.S. stock markets are open today. Banks, post offices and most government offices are closed for the federal holiday.

Columbus Day isn’t a market holiday for stocks. The New York Stock Exchange and Nasdaq run their regular session, 9:30 a.m. to 4 p.m. Eastern.

The bond market is different. According to the Securities Industry and Financial Markets Association, it’s closed today. If you hold both, check with your brokerage about settlement timing.


Most branches of national banks, including Bank of America, Wells Fargo and Citibank, are closed. Local branches can differ, so a quick call helps.

ATMs, online banking and mobile apps still work. The catch is processing. Some transfers, payments and deposits may not post until Tuesday, Oct. 13.

Is USPS Delivering Mail Today?

No. The US Postal Service has confirmed that all post offices will be closed on Monday, October 12. Regular mail delivery and retail postal services will resume on Tuesday, October 13.

Customers can still use USPS.com for services such as printing shipping labels, ordering stamps and tracking packages. Self-service kiosks will also be available at selected post office locations.

Priority Mail Express is an exception, with service available on federal holidays under its year-round schedule.

Are UPS and FedEx Open on Columbus Day?

Private delivery companies follow different holiday calendars from USPS. UPS has confirmed that pickup and delivery services will be available on October 12, and UPS Store locations will remain open.

FedEx services may operate under their own holiday arrangements, so customers should check the company's service notices and local office hours before sending urgent packages. UPS has also warned that some services linked to USPS delivery may need an additional business day.

Are Schools and Government Offices Closed Today?

Most federal government offices will be closed because Columbus Day is a federal holiday. Some state and local offices will also shut, though schedules depend on the jurisdiction.

School calendars are less uniform. Some public schools observe Columbus Day or Indigenous Peoples’ Day with a day off, while others hold regular classes. Private schools and colleges may follow separate calendars.

Anyone planning a government visit, school trip or appointment should confirm the relevant institution's schedule before leaving home.

Are Grocery Stores, Malls and Restaurants Open Today?

Most grocery stores, shopping malls, restaurants and major retailers are expected to open as usual. Columbus Day does not require private businesses to close, although individual locations may adjust their hours.

Most federal and state offices are closed, courts included. Local governments set their own schedules, though many follow the federal calendar.

Trash collection and other public services may shift depending on where you live. If you need records or paperwork, confirm hours and appointments first.

Schools vary by state and district. Some public schools close for Columbus Day or Indigenous Peoples’ Day. Others stay open or follow a different calendar. Private schools and colleges often set their own dates, so the district or school calendar is the only reliable answer.

Columbus Day falls on the second Monday of October. It traditionally marks Christopher Columbus’s arrival in the Americas in 1492.

Many states, cities and communities observe Indigenous Peoples’ Day on the same date to recognize Indigenous peoples and their histories. It isn’t a federal holiday. Former President Joe Biden designated it by proclamation in 2021.

President Benjamin Harrison first marked the occasion as a one-time national celebration in 1892 for the 400th anniversary of Christopher Columbus arriving in the Americas. It did not become a permanent annual federal holiday until 1937 under President Franklin D. Roosevelt. Congress later moved the observance to the second Monday in October in 1968, taking effect in 1971.

Federal establishments close their doors for the holiday, but private businesses operate as usual. Knowing who is open and who is closed prevents wasted trips.