Are banks open on Black Friday 2025 across the United States? Are Bank of America, Chase, Wells Fargo, and Citibank open today?

Banks across the United States are open today, Friday, November 28, 2025, even though Thanksgiving closures affected operations on Thursday. Black Friday is not a federal bank holiday, and major institutions reopen with standard weekday services. Branches resume normal business hours after the Thanksgiving break, but some locations may adjust opening or closing times based on staffing or local demand.

Bank of America, Chase, Wells Fargo, and Citibank are all open today. These banks closed on Thursday for the federal Thanksgiving holiday but restored normal branch operations this morning. Customers can access teller services, ATMs, online banking, and in-person support. However, some branches may run shorter hours in malls or retail-heavy areas due to Black Friday foot traffic and local scheduling changes.

Do Black Friday hours vary by location or state?

Yes. While banks are technically open nationwide, schedules can differ depending on city, region, or specific branch type. Urban branches typically operate full hours, while smaller branches or in-store kiosks may close early. Many banks encourage checking their branch locator tools for real-time hours because high holiday demand can affect wait times and service availability.


Most services are running normally today. ATMs and digital platforms are fully functional, and retail banking desks are open. Loan departments, safe-deposit box access, and specialist appointments may have limited availability depending on staffing. Customers are advised to visit earlier in the day, as foot traffic often increases during major retail events like Black Friday.

After November 28, 2025, the next Federal Reserve holiday is Christmas Day on Thursday, December 25, 2025, when all Federal Reserve banks and branches will close. That ends the 2025 holiday cycle, which earlier included Veterans Day on November 11 and Thanksgiving Day on November 27.

The Federal Reserve follows strict national rules: if a holiday falls on a Saturday, banks stay open on the preceding Friday while the Board of Governors closes. If a holiday falls on a Sunday, all Federal Reserve offices close the following Monday.

The 2026 Federal Reserve holiday schedule begins with New Year’s Day on Thursday, January 1, 2026, followed by Martin Luther King Jr. Day on Monday, January 19. Washington’s Birthday, or Presidents Day, comes on Monday, February 16, with all Fed offices closed nationwide. Memorial Day follows on Monday, May 25, marking one of the year’s major federal closures.

The summer holidays continue with Juneteenth National Independence Day on Friday, June 19, 2026. Independence Day in 2026 falls on Saturday, July 4, meaning Federal Reserve banks and branches will remain open on Friday, July 3, but the Board of Governors will close. Labor Day is observed on Monday, September 7, and all Fed services pause for the day. Columbus Day falls on Monday, October 12, followed by Veterans Day on Wednesday, November 11, both observed as full holidays across the system.

The final two holidays of 2026 are Thanksgiving Day on Thursday, November 26, and Christmas Day on Friday, December 25, completing the year’s official Federal Reserve schedule. All branches and offices will close on these dates in line with federal banking rules.