Millions of US citizens to get Social Security payment on Sept 10: Check eligibility and how much money you will receive

Millions of Americans are set to receive Social Security benefits this week- with checks and direct deposits distributed according to the Social Security Administration’s standard schedule. As many as 74 million Americans are set to receive Social security benefits by the Social Security Administration (SSA). It serves as a crucial source of income for retirees, people with disabilities, and survivors of deceased workers. To manage this enormous volume, payments are spread across the month, with most recipients' schedules tied to their birth dates.

The first Social Security payments for the month of September are set to be distributed to recipients this week, but those who were previously overpaid by the Social Security Administration may see smaller benefit checks.

ALSO READ: Viral ‘Phillies Karen’ scandal takes a shocking U-turn: Woman who snatched home run ball from young fan breaks silence

Social Security September payments

On Wednesday, September 10, benefit payments are scheduled to be made to those with a birthday between the 1st and 10th of any month in the year. Anyone who hasn't received their payment on the expected date should allow three working days before contacting the SSA. Saturdays, Sundays and public holidays are not working days.

A look at Social Security dates in September:

Wednesday, Sept. 3: For those who started receiving Social Security before May 1997

People born between the 1st and 10th of any month receive their payment on the second Wednesday, which in September falls on the 10th

Wednesday, September 17: for those born between the 11th and 20th

Wednesday, September 24: for those born between the 21st and 31st

ALSO READ: 'Gonna punch you in your face': Trump aide Scott Bessent's explosive outburst leaves colleagues shocked

How much money can you receive?

For a beneficiary who decides to retire at full retirement age, which is 67 for those born in 1960 or later, the maximum amount is $4,018. As of January 2025, the typical monthly Social Security retirement check is about $2,006.69. The maximum benefits available are:

Retiring early at age 62: maximum benefit of $2,831 per month

Retiring at full retirement age (67): maximum benefit of $4,018 per month

Delaying until age 70: maximum benefit of $5,108 per month

Your actual benefit, however, depends on your lifetime earnings and how many years you contributed through payroll taxes. If a worker delays retirement until age 70, they will have a greater benefit, which is $5,108 per month.

In case you have not received your payment, then it could be scheduled for later in the month, and will arrive either on Sept 17 (those with birthdays between the 11th and 20th) or Sept 24 (those with birthdays between the 21st and 31st)

ALSO READ: Why ‘Karen’ is trending worldwide after the Phillies ball snatching controversy. Know the unexpected reason

Why won't some people social security this month

People who receive only SSI benefits will not receive a payment in September because their usual deposit date — the 1st of the month — falls on Labor Day. As a result, their September payment was issued early, on Friday, Aug. 29. This is standard SSA policy: when the 1st falls on a weekend or federal holiday, SSI payments are made on the preceding business day.

ALSO READ: Tech layoffs 2025 surge in US: Amazon, Microsoft, Meta slash thousands of jobs. Check full list of companies affected

What if your payment has not received?

If your scheduled payment date has passed and you haven’t received the funds, the SSA advises waiting an extra three mailing days before reaching out, since most payments are sent electronically and typically arrive on time. To speak with a representative, call 1-800-772-1213 (TTY: 1-800-325-0778) on weekdays between 8 a.m. and 7 p.m. local time.

When can you start collecting Social Security?

You can begin collecting reduced Social Security benefits as early as age 62. To receive the full benefit amount, you’ll need to wait until your full retirement age — which depends on your year of birth.