Bengaluru woman breaks down her monthly costs on Reddit, says she saves Rs 1 lakh every month; post goes viral

A 23-year-old Reddit user from Bengaluru has gone viral after inviting people to "roast or judge" her financial choices. In a candid post, she broke down her monthly expenses and lifestyle, revealing that despite spending around Rs 70,000 a month while living alone, she still manages to save Rs 1 lakh.

"I’m a 23F, judge me/roast me for my financial decision 27k for 1bhk flat, i work remotely 199 for netflix, And 2k for claude pro 15k for food 10k dineout 499 water bill 700 electricity bill I usually buy something for my parents, for around 10k every month. I can’t pin point but it’s usually 70k a month. And i save around 1L a month," said the Reddit user.

"I know I can do better, but I really don’t want to live horribly in my youth, to save money. Also, i don’t smoke/drink or party so cut that out, but i love spending on mom dad and exploring good food. Edit- i’m trying to cut down on screen time so really can’t reply to all DMs, i’m so sorry. Edit 2, for anyone asking how i landed this offer, firstly, i had multiple switches lol, just in a year, so yep. Edit 3: not sure why are y’all going bonkers about the salary, i know people who have 36 base, freshers out of college, and a guy who is 25 who has 1.3cr as base, works at rippling. Edit 4: not sure why are y’all assuming i’m from iit, i’m literally from a vit equivalent institute lol, your college has nothing to do with your package," added the user.


How did people react?
A Reddit user said "Ah, I'm 26 but feels good to see someone like me in this day and age where everyone's idea of having a good time is just drinking/smoking/partying. It's so hard to relate to people of my age group anymore, I feel like an outlier lol. I also have a tech remote job, no drinking/smoking, family-oriented, enjoys working out, travelling etc. You've definitely got the right mindset financially (IMO). As for the expenses, I'd say you're not spending unnecessarily. The rent could be lower for a 1BHK but then again, if you really think it's worth it then it probably is, and it's Bangalore, how much could you lower it anyways lol."

"As long as you are spending for your peace of mind, keeping your parents happy and saving more than you’re spending, you are absolutely on the right track," added another user.