Mutual fund SIP inflows top Rs 26,000 crore mark for second straight month

The monthly mutual fund SIP inflows were recorded above the Rs 26,000 crore mark for the second consecutive month, at Rs 26,400 crore in January, compared to Rs 26,459 crore in December.

The number of new SIPs registered in January 2025 stood at 56.18 lakh, compared to 54.27 lakh in December. The SIP AUM for January 2025 was recorded at Rs 13.19 lakh crore, compared to Rs 13.63 lakh crore in December.

The number of SIP accounts stood at 10,26,88,854 in January 2025, compared to 10,32,02,796 in December 2024.


The retail mutual fund folios (Equity + Hybrid + Solution-Oriented Schemes) stood at 18,22,23,078 for January 2025, compared to 17,89,93,911 for December 2024.

The retail AUM (Equity + Hybrid + Solution-Oriented Schemes) stood at Rs 38,77,595 crore for January 2025, compared to Rs 39,91,313 crore in December 2024.

Mutual fund folios totaled 22,91,99,377 as of January 2025, compared to 22,50,03,545 as of December 2024.

The AAUM for January 2025 was Rs 68,04,760.67 crore, compared to Rs 69,32,959.05 crore for December 2024.

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“Assets under management (AUM) of the domestic mutual fund industry increased to Rs 67.25 lakh crore in January, reflecting a 27.52% growth year-on-year. Despite market volatility, SIP contributions remained robust, totaling Rs 26,400 crore for the month. We will continue to educate investors to stay invested through phases of volatility, with a focus on a disciplined, long-term approach to wealth creation,” said Venkat Chalasani, Chief Executive, AMFI.

“January numbers came in slightly lower than December. Investor participation across various categories of schemes continues, especially large-cap oriented schemes. Increasing awareness of mutual funds and their efficiency as a route for long-term wealth creation is demonstrated by investor behavior, with many continuing to add investments through the SIP/STP route,” said Manish Mehta, National Head - Sales, Marketing & Digital Business, Kotak Mahindra AMC.