Mutual fund SIP inflows decline marginally to Rs 32,160 crore in October

Mutual fund SIP inflows declined over 1% month-on-month to Rs 32,160 crore in October compared to Rs 32,490 crore in September. On a year-on-year basis, SIP inflows increased 9% from Rs 29,529 crore recorded in October 2025.

The number of contributing SIP accounts stood at 9,99,87,082 in October 2026. SIP assets stood at Rs 17,68,217 crore in October 2026, SIP has witnessed substantial 8.8% growth compared to the same period last year, highlighting the sustained popularity of SIPs among investors.

Nearly 10 crore SIP accounts contributed in October, compared with about 9.45 crore a year earlier. SIP assets of Rs 17.68 lakh crore accounted for 21.2% of industry AUM.


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Mutual fund folios are at 28,78,11,511 crore as of October 2026 with 15.80 lakh net folios being added during the month, up 0.55% from 28.62 crore in September.

The retail MF AUM (Equity + Hybrid + Solution Oriented Schemes) stood at Rs 49,21,426 crore for the month of October 2026 as against Rs 49,69,568 crore in September 2026. The retail Folios (Equity + Hybrid + Solution Oriented Schemes) are at 21,93,31,751 for October 2026 and 21,82,32,857 for September 2026.

Mutual fund industry’s Net AUM stands at Rs 83,38,858.06 crore for the month of October 2026. Net AUM for the month of September 2026 was Rs 82,64,116.63. The AAUM for the month of October 2026 is Rs 85,17,504.70 crore.

“The mutual fund industry recorded net inflows of ₹1.74 lakh crore in October, taking the assets under management to Rs 83.39 lakh crore, up 0.9% month on month. The industry added a net 15.80 lakh folios, taking the total to 28.78 crore. Equity mutual funds received net inflows of Rs 32,994 crore, marking the 68th consecutive month of positive net flows,” said Venkat Chalasani, Chief Executive, AMFI.

“Investor participation remained resilient, with nearly 10 crore SIP accounts contributing ₹32,160 crore in October, an 8.9% increase year-on-year. This marked the third consecutive month of SIP contributions exceeding Rs 32,000 crore.

“At AMFI, our focus remains on deepening investor awareness and enabling more Indians to participate in long-term wealth creation, supported by the country's strong economic fundamentals,” Chalasani further said.

SIF trend

SIF assets stood at Rs 42,669.52 crore in October 2026. The category recorded positive inflows of Rs 5,150.41 crore during the month driven by hybrid investment strategy and equity-oriented investment strategy. Three new strategies were launched, mobilizing Rs 679 crore.

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Saugata Chatterjee, President and Deputy CEO, Nippon India Mutual Fund said that, “SIP contributions also remained healthy at Rs 32,160 crore, marginally lower than the previous month’s record levels. The steady growth in industry folios is particularly encouraging and remains an important indicator of the industry’s progress towards the vision of Har Ghar Investor, where mutual funds become an integral part of every household’s savings. While participation continues to broaden, there remains significant headroom for growth in mutual fund adoption across Bharat.”

(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)

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