Mutual fund SIP inflow hits record high in July, rises 4% to Rs 28,464 crore

The mutual fund SIP inflows rose 4% to hit a record high of Rs 28,464 crore as against Rs 27,269 crore recorded in June.

The number of new SIPs registered in July 2025 stood at 68,69,061 against 61,91,178 in June and 59,14,788 in May.

Also Read | Equity MF inflows soar 81% to record high of Rs 42,702 crore in July


The retail mutual fund folios (Equity + Hybrid + Solution Oriented Schemes) are at 19,41,95,038 for the month of July 2025 as against 19,07,05,687 in June 2025. The retail AUM (Equity + Hybrid + Solution Oriented Schemes) stood at Rs 43,90,919 crore for July 2025, while the May 2025 AUM was Rs 43,99,405 crore.

The SIP AUM is at Rs 15.19 lakh crore for the month of July 2025 against 15.30 lakh crore in June. The number of contributing SIP accounts stood at 9.11 crore in July 2025, compared to 8.64 crore in June.

Mutual fund folios are at 24,57,24,339 as of July 2025 against 24,13,44,556 in June. The AAUM for the month of July 2025 is Rs 77,00,420.46 crore.

“The total Assets under Management grew by 1.3% to Rs 75.36 Lakh Crores, despite pressures from a strong US Dollar and persistent foreign fund outflows. This is a testament to sustained investor confidence and disciplined participation,” said Venkat N Chalasani, Chief Executive, AMFI.

“Equity mutual funds recorded their highest-ever monthly inflow of Rs 42,702 crore, with DIIs maintaining strong support. SIP contributions hit a new record of Rs 28,464 crore, and contributing accounts grew 5.4% to 9.11 crore — clear evidence of disciplined investing even amid volatility,” he added.

“AMFI remains committed to investor education and fostering a transparent, well-regulated ecosystem that supports long-term wealth creation,” he further added.

Also Read | Gold price hits record high: Should you buy now or beware?

“SIP numbers are also seeing a growth, with the Rs 28,464 crore mark now becoming a regular occurrence and could reach the Rs 30,000 crore monthly milestone soon. This reflects growing investor maturity, rising financial awareness, greater digital access, and sustained market confidence. The resilience of the Indian markets, despite global uncertainties, is remarkable. Using corrections as opportunities is wise, but in the long run, systematic investing remains the most powerful approach,” said Suranjana Borthakhur, Head of Distribution & Strategic Alliances, Mirae Asset Investment Managers (India).