Demat accounts opened by women surge 129% since 2021: Axis Direct Data

India’s investment landscape is undergoing a steady transformation, with women investors emerging as a significant and increasingly influential segment. Recent customer trends from Axis Direct reveal that women-led demat account openings have surged 129% since 2021, pointing to a strong rise in financial participation and inclusion.

What clearly distinguishes women investors is their approach to wealth creation. Under mutual funds, lumpsum account for 49% and systematic investment plans (SIPs) account for 33% for the majority of total investments by women, underscoring a strong preference for disciplined, long-term financial planning over short-term market exposure, according to a press release.

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Investments in direct equities, derivatives and commodities remain minimal, further reflecting a risk-aware investment approach. This trend reflects a focus on consistency, diversification, and goal-oriented investing.

The preference for systematic investing is particularly pronounced among women in the 26–45 age group, who are leading SIP adoption. Younger investors below 25 and those above 45 tend to favour mutual funds (lumpsum), reinforcing their role as a trusted and accessible investment avenue across different life stages.

Digital platforms are also playing a pivotal role in enabling this shift. Nearly 64% of equity orders placed by women are executed online, highlighting increasing comfort with technology-driven investing and the role of digital access in broadening market participation, said the release.

These trends collectively point to an evolving investment narrative, one where women are not only entering the markets in greater numbers but are also shaping a more disciplined and resilient investing culture.

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As participation continues to deepen, this segment is expected to play an increasingly important role in defining the future contours of India’s investment ecosystem.

(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)

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