AMFI Data: MF SIP inflows hit record high of Rs 32,490 crore in September

Mutual fund SIP inflows rose marginally month-on-month to a record high of Rs 32,490 crore in September, up from Rs 32,297 crore in August. On a year-on-year basis, SIP inflows increased 11% from Rs 29,361 crore recorded in September 2025.

The SIP assets stood at Rs 17,86,095.49 crore in September 2026, rose by 0.6% constituting 21.6% of the industry's AUM. The number of Contributing SIP accounts stood at 10,06,46,617 in September 2026.

The mutual fund folios stood at 28,62,31,680 crores as of September 31, 2026 with 27.12 lakh net folios being added during the month, up 2.19% from 26.54 crore in August.


Also Read | Equity mutual fund inflows jump 31% MoM to Rs 38,306 crore in September; smallcap funds log record collection

The retail MF AUM (Equity + Hybrid + Solution Oriented Schemes) stood at Rs 49,69,568 crore for the month of September 2026 as against Rs 51,72,576 in August 2026. Retail Folios (Equity + Hybrid + Solution Oriented Schemes) are at 21,82,32,857 for September 2026 and 21,62,19,837 for August 2026.

"Mutual fund industry AUM declined 5.1% month-on-month to Rs 82.64 lakh crore in September, primarily due to mark-to-market (MTM) losses and outflows from debt funds,” said Venkat Chalasani, Chief Executive, AMFI

“Equity mutual funds recorded inflows of ₹38,307 crore, marking the 67th consecutive month of positive inflows. SIP contributions stood at ₹32,490 crore, with 10.06 crore contributing SIP accounts during the month, reflecting continued investor participation in systematic investing.”

“AMFI remains focused on strengthening investor awareness and encouraging disciplined, long-term investing,” Chalasani further said.

SIF Trend

SIF assets stood at Rs 38,287 crore in September 2026, marking a 22.8% on-month rise. The category recorded positive inflows of Rs 7,578 crores during the month driven by hybrid investment strategy and equity-oriented investment strategy. One new equity-oriented strategy was launched, mobilizing Rs 377 crore.

SIP numbers were more or less flat but heartening to see investor confidence in using SIPs as a tool to take advantage of market volatility, said Manish Mehta, CBO, SBI Mutual Fund.

Gaurav Goyal Chief Business Officer, Canara Robeco Asset Management Company said SIP (Systematic Investment Plan) and net flow story of September 2026 is all about the story of behavioural transformation.

Also Read | Mid, smallcap mutual funds see inflows jump in September, large-caps return after 2 months. Is investor confidence holding up despite market decline?

Rs. 32,490 crores of SIP contributions alongside strong equity inflow of Rs. 38,306 crores show that investors are increasingly staying invested through market cycles and are focused on long term wealth creation, reflecting a mature outlook, Goyal further said.

(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)

If you have any mutual fund queries, message ET Mutual Funds on Facebook/Twitter. We will get them answered by our panel of experts. Do share your questions at ETMFqueries@timesinternet.in along with your age, risk profile, and Twitter handle