Aditya Birla Sun Life Flexi Cap Fund turns Rs 10,000 monthly SIP to over Rs 7 crore in 28 years

Aditya Birla Sun Life Flexi Cap Fund turned Rs 10,000 monthly SIP to Rs 7.25 crore since its inception with a total investment of Rs 33.50 lakh as of August 31, 2026. The flexi cap fund has delivered long-term SIP returns of 17.92%.

This flexi cap fund, which was launched on August 27, 1998, has grown a lumpsum investment of Rs 1 lakh to Rs 1.98 crore as of August 31, 2026, representing 198.52x wealth creation over approximately 27 years.

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The fund has generated a since inception CAGR of 20.77%, compared with the CAGR of 15.59% delivered by the benchmark (Nifty 500 TRI).

The flexi cap fund is a diversified flexi-cap fund with a large-cap bias and follows a disciplined allocation band of 60%-75% to large-cap stocks. Its portfolio is constructed through five investment sleeves – Benchmark Aware, Best of Breed, Good to Great, Bad to Good and Relative Return – allowing the fund to combine benchmark awareness with active, bottom-up and tactical opportunities.

Over the past 18 months, the fund has actively rebalanced its portfolio, increasing exposure to mid and small-cap stocks in a counter cyclical manner as valuations moderated following the recent correction.

"Flexibility across market capitalisations is particularly valuable through different market cycles, as it allows us to respond to changing valuations and allocate capital towards the opportunities that we find most attractive across the equity spectrum. Our approach is grounded in fundamental research, valuation discipline and active portfolio management, with a focus on identifying businesses that can compound value over time,” said Harish Krishnan, CIO - Equity, Aditya Birla Sun Life AMC.

“We have actively rebalanced our fund’s portfolio in response to changing valuations and market opportunities after maintaining lower allocations during April-September 2024 when valuations were stretched. Following the market correction, valuations moderated and moved closer to long-term averages, creating a healthier entry point. This approach has supported our fund’s ability to deliver strong returns across market cycles, with its 5-year rolling return at 19.91%, compared with 15.13% for the Nifty 500 TRI,” Krishnan said.

The scheme is managed by Harish Krishnan and Dhaval Joshi. It had an AUM of Rs 29,044 crore as of August 31, 2026. With a track record spanning nearly three decades, the Aditya Birla Sun Life Flexi Cap Fund continues to focus on navigating changing market conditions through active portfolio management and disciplined allocation, said the fund house.

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The fund is suitable for investors who are seeking long term capital growth and wants investments in equity and equity related securities. The principal invested in the fund is at “very high risk” according to the riskometer of the fund.

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