Which mutual fund schemes can offer 15 per cent annual returns?

I have been investing in mutual funds for the last 10 years.
My schemes are:
Aditya Birla Sun Life Frontline Equity Fund
Aditya Birla Sun Life MNC Fund
DSP Top 100 Equity Fund
Franklin India Bluechip Fund
HDFC Equity Fund
HDFC Balanced Advantage Fund
ICICI Prudential Multi Asset Fund
ICICI Prudential FMCG Fund
Reliance Growth Fund
SBI Magnum Multicap Fund
DSP Small Cap Fund
Reliance ETF Gold BeES

In total I invest around Rs 75,000 per month. I want to know whether these funds are good? Or should I change any scheme? My age is 38 years. I am looking to earn around 14-15 per cent returns every year. I plan to invest around Rs 1 lakh per month via systematic investment plan (SIP). My goal is to create Rs 50 lakh in three years.
--Salauddin Shaikh

Vishal Dhawan, certified financial planner, founder and CEO, Plan Ahead Wealth Advisors, responds:

A three year time frame is too short for equity investments. You should ideally be investing in equity funds with a 7-10 year perspective to get the benefits of long-term compounding of equities. Thus, your expectations may not be met over a three year period. While you have a set of funds with good long-term track records in your portfolio, you have too many schemes, and thus consolidation of your portfolio will be critical. I would recommend that you retain HDFC Equity Fund, DSP Small Cap Fund, and Reliance ETF Gold BeES. You can consider adding an index fund like UTI Nifty Index Fund and an international fund like Franklin India Feeder Franklin US Opportunities Fund to get a more diversified portfolio. I would also suggest you to pare down your existing exposures gradually while consolidating, keeping the exit loads and taxes in mind. If you don't have enough knowledge to go ahead with these investments, consider taking help from a mutual fund advisor.