What would be my mutual fund corpus in 15 years?

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I am 31 years old. I have been investing Rs 31,000 per month in SIP. What would be the corpus amount in 15 years? Should I change any SIP?
HDFC Top 100 Fund: Rs 3,000
Parag Parikh Flexi Cap Fund: Rs 5,000
Mirae Asset Emerging Bluechip Fund: Rs 5,000
Axis Long Term Equity Fund: Rs 6,000
Axis Bluechip Fund: Rs 2,500
Axis Focused 25 Fund: Rs 3,000
ICICI Prudential Balanced Advantage Fund: Rs 2,500
Motilal Oswal S&P 500 Index Fund: Rs 4,000
–Sanjay Shaw


You have not shared your risk profile. So we will not be able to offer personal advice. You are investing in three large cap schemes, a flexi cap scheme, large & mid cap scheme, ElSS, focused fund, and balanced advantage scheme. A few quick observations. One, you are investing a small amount in too many schemes. Two, your portfolio is not focused. Investing a small amount in too many schemes is unlikely to offer you the benefit of diversification or maximise profits.

If you take an online quiz to find out your risk tolerance, you will be able to solve the issue. Once you know your risk profile, ensure you are investing in schemes that are in line with it. For example, if you have a conservative risk profile, you can invest in one or two large cap schemes. If you have a moderate risk profile, you can invest in one or two flexi cap schemes.


Best large cap schemes to invest in 2022
Best flexi cap schemes to invest in 2022



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