Should I sell my investments in dud schemes?

I am a 34-year-old professional working in an MNC. I have an aggressive risk profile. I started investing in mutual funds two years ago, after my home loan was over. Currently, I have the following SIPs:
DSP BlackRock Micro Cap Fund: Rs 12,000
Mirae Asset Emerging Bluechip Fund: Rs 20,000
L&T India Value Fund: Rs 25,000
Aditya Birla Sun Life Equity Fund: Rs 20,000

L&T India Prudence Fund: Rs 20,000
ICICI Prudential Value Discovery Fund: Rs 20,000
I have the following two queries:
1. My goal is to create Rs 30 crore after 25 years. Will the total monthly investment and the above schemes help me to achieve my retirement goal?
2. Also, I was reviewing my portfolio. I have the following non-performing schemes, HDFC Mid-Cap Opportunities Fund; HDFC Prudence Fund; HDFC Top 200 Fund; IDFC Premier Equity Fund; Reliance Equity Opportunities Fund and Sundaram Select Midcap Fund – Growth, amounting to Rs 5 lakh (holding period of more than two years). Should I exit all of them and re-invest the lumpsum amount in the current SIP schemes or use the STP route (park money in a liquid fund and transfer the money to my current SIP schemes)?
--Sumit Gupta

Neeraj Chauhan, CEO, The Financial Mall, responds:

You can accumulate approximately Rs 22 crore at an assumed annual return of 12 per cent with the current contribution.

Your portfolio is biased towards smallcap and midcap schemes. We recommend you to exit from IDFC Premier Equity, Reliance Equity Opportunities, HDFC Top 200 and consider Motilal Oswal MOSt Focused Multicap 35 Fund, Invesco India Contra Fund.