Should I invest Rs 6,000 per month in ELSSs or regular equity schemes?

I am 28 years old and I am from a middle class family. I am a software developer. My CTC is Rs 4.8 lakh per annum. I want to invest Rs 6,000 in mutual funds for 15 years. Can you please suggest which funds should I invest so that I will have a large corpus with minimum risk. Can I invest Rs 3,000 in Aditya Birla Sun Life Tax Relief 96 - Direct and Rs 3,000 in IDFC Tax Advantage (ELSS) Fund? Or, should I invest in any equity funds instead of ELSS?

-- Pavan Shastri

Joydeep Sen, Founder, wiseinvestor.in, reponds:

I assume you are planning to invest Rs 6,000 per month (Rs 72,000 per year). Since this amount is less than Rs 1.5 lakh, you can go for ELSS funds. ELSSs are equity-linked saving schemes which will help you save taxes of up to Rs 1.5 lakh.