Should I change my aggressive investment approach?
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DSP BlackRock T.I.G.E.R. Fund: Rs 2,000
HDFC Midcap Opportunities Fund: Rs 2,000
ICICI Prudential Balanced Fund: Rs 2,000
Reliance Top 200 Fund: Rs 2,000
UTI Transportation and Logistics Fund: Rs 1,000
UTI Mastershare Fund: Rs 1,000
What would be my corpus at the end of the tenure? Is there any change required with my aggressive approach?
-- Poonam Ahuja
Rishabh Parakh, Chief Gardener and Founder Director, Money Plant Consulting, responds:
Assuming a CAGR of 15 per cent, you will have a corpus of around Rs 1.75 crore after 21 years. You have a mixed portfolio. Since you have a time-frame of 21 years, you can take risk and invest more in midcap and multicap schemes to optimise your returns. You can exit from DSP BlackRock Tiger and UTI mastershare and may invest in Franklin High Growth Companies Fund, L&T Value Fund, Aditya Birla Sun Life Equity Fund or Mirae Asset Emerging Bluechip Fund.
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