How much corpus will these mutual fund create after 25 years?

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I am 30 years old. I have recently started investing in mutual funds through SIP.
Axis Long Term Equity Fund: Rs 1,000
SBI Small Cap Fund: Rs 1,500
Mirae Asset Large Cap Fund: Rs 1,000
Mirae Asset Emerging Bluechip Fund: Rs 1,000
Motilal Oswal Multicap 35 Fund: Rs 1,500

I request you to review my my mutual fund portfolio. My investment horizon is 25 years. I am planning for my retirement.
--Chandra Sekar


Puneet Oberoi, Founder, Excellent Investment Advisors, responds:

All your mutual fund schemes are good and your portfolio is well diversified. There is no need to change any fund.


For retirement corpus, if you invest Rs 5,000 per month for 25 years and earn 12 per cent returns, you will accumulate Rs 94 lakh.

You have to find out whether Rs 94 lakh will be sufficient to take care of your living expenses after retirement. If it is not enough, you will have to invest more for a larger corpus.
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