How can I reach a corpus of Rs 10 crore in 12 years?

I am 40 years old. I have a moderate risk taking capacity. I wish to plan for my retirement with Rs 10 crore in 10 - 12 years. I have following investments:

SBI Bluechip Fund - Rs 9 lakh - currently stopped- SIP - current value Rs 9.82 lakh
L&T India Value Fund - Rs 9 lakh - currently stopped- SIP - current value Rs 9.56 lakh
Principal Emerging Bluechip Fund - Rs 9.1 Lakh - current value - Rs 9.80 lakh - SIP Rs 25,000
Mirae Asset Emerging Bluechip Fund - Rs 6.20 lakh - current value -Rs 7 lakh - SIP Rs 40,000
L&T Emerging Businesses Fund - Rs 6.05 lakh - current value - Rs 5.80 lakh - SIP Rs 25,000
Kotak Standard Multicap Fund - Rs 10.05 lakh - current value Rs 11.10 lakh - SIP Rs 25,000
Mirae Asset India Equity Fund - Rs 50,000 - current value Rs 52,000 - SIP Rs 25,000
Axis Bluechip Fund - Rs 1.90 lakh - current value Rs 1.93 lakh - SIP Rs 35,000

Kindly advice if my portfolio needs any changes ?
--Nitin Soni

Puneet Oberoi, Founder, Excellent Investment Advisorz, responds:

Firstly lets see how much you need to invest per month to reach Rs 1o crore in 12 years .


You have already accumulated Rs 55.53 lakh.

Future Value of Rs 55.53 lakh @ 12 per cent after 12 years = Rs 2.16 crore

So rest eight crore is needed to be accumulated in next 12 years , for that you need to invest Rs 1,78,000 pm to reach this target .

All your funds are good , just continue saving in these funds , just observe every year .