Have Rs 10 lakh to invest in a volatile market? Here’s what experts advise aggressive investors

With uncertainty clouding equity markets, investors looking to deploy a lumpsum face the challenge of allocating their money across asset classes. Four wealth management experts recommend a mix of equities, debt and gold, with the allocation depending on an investor’s risk appetite and financial goals. Here are the recommendations for an aggressive investor, as reported by ETBureau.

Equity - Around 90% allocation in equity. Rs 5.5 lakh in WOC Flexi Cap, Rs 2.5 lakh in Invesco India Mid Cap, and Rs 1 lakh in Bandhan Small Cap.
Hybrid - No allocation in hybrid funds
Gold - Around 10% allocation in gold. Rs 1 lakh in Kotak Gold ETF.

Equity - Around 70% allocation in equity. Rs 2 lakh in MOSL Nifty 500 Index Fund, Rs 2 lakh in OldBridge Focused Fund, Rs 1.5 lakh in Parag Parikh Flexi Cap and Rs 1.5 lakh in DSP Value Fund with an STP over 6 months.
Hybrid - Around 20% allocation in hybrid funds. Rs 1 lakh each in HDFC Balanced Advantage Fund and Edelweiss Balanced Fund.
Debt - No allocation in debt
Gold - Around 10% allocation in gold. Rs 1 lakh in SBI Gold ETF.

Equity-Around 80% allocation in equity. Rs 2 lakh each in Bandhan Large & Mid Cap and HDFC Mid Cap, Rs 3 lakh in ITI Small Cap, and Rs 1 lakh in WhiteOak Capital Dividend Yield Fund.
Hybrid - Around 10% allocation in hybrid funds. Rs 1 lakh in ICICI Prudential Aggressive Hybrid.
NCDs - Around 10% allocation in NCDs with 2-3 years maturity and 9-11% YTM - consider investing Rs 1 lakh

Strategy 1 - Around 80% allocation in equity. Rs 3.84 lakh in Quant Large Cap, Rs 1.2 lakh in ICICI Prudential Focused Fund, Rs 1.04 lakh in Kotak Mid Cap, Rs 0.96 lakh each in Invesco India Small Cap and HDFC Small Cap. | Around 15% allocation in arbitrage funds. Rs 0.75 lakh each in Aditya Birla Sun Life Arbitrage and SBI Arbitrage.
Or
Strategy 2 - Around 15% allocation in target maturity funds. Rs 0.75 lakh each in ICICI Prudential Nifty SDL December 2028 Index Fund and Kotak Nifty SDL April 2032 Top 12 Equal Wt Index Fund | Around 5% allocation in gold - invest Rs 0.5 lakh in UTI Gold ETF.