Do I need to make any changes to my mutual fund portfolio?
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Kotak Standard Multicap Fund: Rs 3,000
Reliance Small Cap Fund: Rs 2,000
Mirae Asset Emerging Bluechip Fund: Rs 3,000
Aditya Birla Sun Life Pure Value Fund: Rs 2,000
Please review my portfolio. Do I need to make any changes?
--Sunku Sainath Reddy
Dinesh Rohira, Founder & CEO, 5nance.com, responds:
It is good to see that you have started your investments early. You have rightly identified the risk profile that is suitable for your age bracket. You have chosen some quality mutual fund schemes that have managed to provide superior returns over a long-term. However, except Aditya Birla Sun Life Pure Value Fund, all the remaining schemes have yet to go through a major bear phase like the 2008 crisis. So, you should keep a close watch of your mutual fund portfolio.
You can also add one smallcap scheme with a higher allocation. The overall portfolio construction is good and you can continue with these schemes.
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