Are my mutual funds good to invest for 15 years?

I am a 34-year-old. I want to invest in mutual funds through the SIP route for 15 years maximum and my investment capacity is Rs 10,000 per month. At the moment I have no goal. However, I want to earn maximum returns in 15 years through SIP.
Below is my list of funds;
1. SBI Bluechip Fund - Rs 3,000
2. ICICI Prudential Mid Cap Fund - Rs 3,000
3. Nippon India Small Cap Fund - Rs 2,000
4. Parag Parikh Flexi Cap Fund - Rs 2,000
Please advise me on these funds if these funds can provide me good returns over 15 years or not or else Kindly recommend me some other funds.

--Niraj Khasbage

You have not shared your risk profile. It is very important to choose mutual funds based on your risk appetite. This will ensure that you continue with your investments for a long period. Many investors discontinue their investments when the market is in a bad phase.

You have chosen a large cap scheme, mid cap scheme, small cap scheme, and flexi cap scheme. A large cap scheme is typically recommended to a conservative equity investor, while a flexi cap scheme is recommended to moderate investor. Mid and small cap funds are recommended to aggressive investors with a high rsk appetite.


As you can see the schemes are chosen based on your risk profile. Even when you are diversifying it is important to stick to your risk profile.

Also, it is not possible to predict future returns. It is safe to assume that your equity investments would offer you between 10-15 returns. If you are talking low risk, expect the lower returns. You should not chase returns ignoring your risk profile. You would find it difficult to stick to your investments during a volatile phase in the market.