Am I investing in right mutual fund schemes?

I am 23 years old. I have recently started investing in the following mutual funds through SIP:
Kotak Standard Multicap Fund: Rs 2,000
SBI Magnum Multicap Fund: Rs 1,500
L&T Emerging Businesses Fund: Rs 1,000

I am planning to invest for 20 years. Am I investing in the right funds? Please review my mutual fund portfolio.
--M R Jangra

Dilshad Billimoria, Founder, Dilzer Consultants, responds:

You have a long investment horizon, but you have not mentioned your risk profile. You have selected good schemes. If you are an aggressive investor, you may continue to invest in these schemes. If you wish to diversify your investments, add a gold fund or an international fund like Motilal Oswal NASDAQ 100 Exchange Traded Fund to your portfolio.