Am I investing in good schemes or do I need to switch?

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Currently I am 25 years old and I am investing in two funds at the moment.
SBI Bluechip Fund: Rs 2,500 per month
DSP BlackRock Focus 25 Fund: Rs 2,500 per month
Are these schemes good for creating a good corpus?
Or do I need to switch to some other scheme? I have not thought about any particular goals for these investments.
--Ramandeep Singh

Harpeet Singh, Founder, Vserv Capital Services, responds:

No one can predict the best funds with precision. The two funds you are investing in are primarily in largecap category which is good to be in, in today's market. You can review changing them if they grossly under-perform their benchmark indices consistently for 1-2 years. Keep increasing your investments and when in next 3-5 years you have clarity about your goals you can start more deft asset allocation. And your next investment can be in a good midcap scheme.
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