Loan securitisation is a tool used by a lender to sell pools of loan portfolios to other lenders either through direct assignments or through rated pass through certificates.
Indian securitisation market grew by over 50 per cent to Rs 50,000 crore in the first quarter of fiscal 2019-20 as against Rs 32,000 crore in the corresponding quarter last year as the NBFC sector went through a period of major liquidity tightness, as per an ICRA report. Loan securitisation is a tool used by a lender to sell pools of loan portfolios to other lenders either through direct assignments or through rated pass through certificates.
With the persisting liquidity constraints for NBFCs with longer asset maturity tenures such as auto and home financiers, the rating agency expects an all-time high of Rs 2 lakh crore worth of loans to be securitised in the current fiscal. The overall securitisation volume in FY19 was at Rs 1.99 lakh crore.
Sebi proposes changes to SDI rules to facilitate growth in listed securitisation market2026-05-04T12:04:50Z
